Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

Preparing for Retirement in Madison Wisconsin

Getting into place your retirement is essential these days. You could be totally unprepared with your retirement, or behind. You might simply be wondering how to keep your retirement as safe as can be. Many retirement plans won’t allow you to invest large amounts of money at once. Annuities don’t have that restriction, allowing you to invest heavily in your retirement. There are a few key choices in setting up annuities for your retirement. How the annuity will be paid, on what schedule, and what will happen to it if you die will all be decided when starting this investment. If you’re interested in an annuity, you can talk to a financial advisor. They will help you through the wide range of options available for annuities.

Fixed or Variable: Finding the Correct Rate

Every annuity is either variable rate or fixed rate: how can you choose the best one? When you have a fixed rate annuity, your payout will be kept at a constant rate – you’ll know just how much you will receive from your investment. A variable rate annuity, on the other hand, has the opportunity to rise (or fall) in value based on how its underlying investments perform. A variable rate annuity has a few risks, but may be worth the extra value you can get from it. Also, you may be able to use a blend of fixed rate and variable rate investments to make for a more diverse investment. If you’re having a difficult time choosing between a fixed or variable rate annuity, you should speak to your independent financial advisor.

Contact Retirement Income Strategies in Madison Wisconsin

There’s often confusion when one is considering retirement. If you are looking for additional information about annuities and other financial options, speak with your independent financial advisor. After just one visit to him or her, you’ll know how to be ready for your retirement.

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 608.208.1800