• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout De Forest

    Has your financial future been on your mind a lot lately? Have you thought about how you will plan for your future to make sure you have a stress-free retirement and a future for your family that’s financially secure?

    It’s not easy to navigate the world of finances. Determining where your savings should be placed is a hard question to answer. If you are searching for help finding the answer to these questions, Retirement Income Strategies can offer help. Our financial professionals will work together with you to secure your financial future.

    One of the exciting financial products that we provide in De Forest are fixed annuities. Fixed annuities may be a mystery to most people. But don’t let this keep you from pursuing this option. We can teach you about this product and help you determine if it is a good choice for you.

    What are fixed annuities?

    An annuity, much like an insurance policy, is an agreement between an individual and a financial organization. After making premium payments, the individual will receive a lump sum or incremental payments. Fixed annuities get their name from their interest rates that are locked in at the time of purchase. This gives the owner an option that is safe and predictable.

    Benefits of fixed annuities

    Here are a few of the benefits of fixed annuities:

    • Safety – You get a fixed interest rate and guaranteed return on your investment.
    • Tax deferral – Fixed annuities are tax-deferred, which means this money won’t be taxed until you withdraw your investment.
    • Shelter from creditors – Annuities are safe from probate proceedings and cannot be touched by creditors in most situations.

    Contact Retirement Income Strategies

    If you have questions about fixed annuities or you’d like to schedule a consultation, call our De Forest office.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.