• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Immediate Annuities in De Forest

    The products we rely on to plan for retirement have changed a lot over time. The number of pensions is dwindling year after year and the future of Social Security is up in the air. Because of this, it’s important that people prepare today for their retirement future. Immediate annuities are an insurance product that can help people accomplish this goal.

    What Is An Immediate Annuity?

    First, it’s important to understand annuities in general. An annuity is a financial product that functions as an agreement between an individual and an insurance company. The person buying the annuity makes a lump sum payment to the company, who agrees to make payments back to the owner at a predetermined time. There are two basic kinds of annuities, deferred and immediate, that determine how these payouts occur. Deferred annuity payments start at later date and time while immediate annuities can start payouts almost immediately.

    Immediate annuities are typically chosen by people who are looking for steady income payments and need them to start soon. Immediate annuities are tax-deferred, which means you aren’t required to pay taxes on this increase until the money is withdrawn.

    There are many companies out there that sell immediate annuities, providing you with many different options. By working with Retirement Income Strategies, you’ll gain access to many of these companies and have options available to you for De Forest immediate annuities. Because of this, we’re better equipped to find an annuity that meets your needs.

    Contact Us

    Talk to one of our knowledgeable financial professionals to learn more about immediate annuities in De Forest. We’ll be happy to discuss your financial and retirement goals to determine if one of these products would be the right choice for you. Give us a call today and set up your appointment.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

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    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

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    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.