• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Immediate Annuities in De Forest

    Planning for retirement has changed dramatically over the years and will continue to do so. While Social Security and pensions have been dependable options for retirement income, they have shifted to a point where they will only be available to some. This means it is very important to prepare now for what lies ahead in retirement. In order to reach this goal, many people have chosen immediate annuities.

    About Immediate Annuities

    First of all, it’s important to understand what annuities are. An annuity is a financial product that functions as an agreement between an individual and an insurance company. The annuity owner makes a lump sum payment to the company, who agrees to make regular payments back to the owner at a predetermined time. In respect to when these payments happen, there are two basic types of annuities: deferred and immediate. Deferred annuity payments commence at later date while immediate annuities can start payouts within a few weeks.

    For those looking for recurring income payments within a short amount of time, immediate annuities can be a great choice. Another important feature of these annuities is they are tax-deferred, which means you don’t need to pay taxes on this increase until the money is withdrawn.

    Because there are numerous companies that sell them, there are several options when it comes to immediate annuities. To help you make a good decision on immediate annuities, Retirement Income Strategies is independent, meaning it will provide you with access to products from several different companies. This structure allows us to find an immediate annuity that will best meets your needs.

    Contact Us

    Want to learn more about De Forest immediate annuities? Talk to one of our knowledgeable financial professionals. After a short conversation on your current finances and retirement goals, we will be able to determine if an immediate annuity is a good choice for you. Give us a call today and schedule your appointment.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

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    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

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    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.