• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • De Forest Immediate Annuities

    Whether we like it or not, planning for retirement is changing and will continue to do so. While Social Security and pensions have been dependable options for retirement income, they have shifted to a point where they will only be supplemental or even non-existent. This means it’s very important to prepare now for what lies ahead in retirement. Immediate annuities are an insurance product that have helped people accomplish this goal.

    About Immediate Annuities

    First of all, it’s important to understand annuities in general. An annuity is a financial product that functions as an agreement between an individual and a financial institution. On one side, the annuity owner makes a lump sum payment to the company. On the other side, the company agrees to make regular payments back to the individual at a later time. In respect to when these payments happen, there are two basic kinds of annuities: deferred and immediate. Deferred annuity payments commence at later date while immediate annuities can start payouts almost immediately.

    For those in need of steady income payments within a short amount of time, immediate annuities are a common selection. Immediate annuities feature tax-deferred growth, which means you do not have to pay taxes on this increase until the money is withdrawn.

    There are several companies out there that market immediate annuities, providing you with a lot of options. To help you make a good decision on immediate annuities, Retirement Income Strategies is independent, meaning it will provide you with access to products from several different companies. Because of this, we are better equipped to find an annuity that meets your needs.

    Contact Us

    Ready to learn more about immediate annuities? Meet with one of our experienced financial professionals in the De Forest area. After a simple conversation on your current finances and retirement goals, we should be able to determine if an immediate annuity is a good choice for you. Call us today to set up your appointment.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

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    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

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    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.