• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • De Forest Senior Life Insurance

    Retirement Income Strategies is a team of life insurance specialists in De Forest, WI. We will look over your unique situation in order to find the option that will work best for you. Call us now to take the necessary steps towards improved financial security.

    About Senior Life Insurance

    Senior life insurance sets forth an agreement between an insurance agency and a customer. The policyholder agrees to pay a certain amount of money at regular intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

    What is the difference between term & universal life insurance? What are their pros & cons?

    With term life insurance, the policy owner pays for a certain amount of time and the benefits are only available for a fixed period.

    Whole or universal senior life insurance is permanent, guaranteed for the entire duration of the owner’s life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.

    Both kinds of senior life insurance offer benefits. Call one of our De Forest insurance professionals to learn which life insurance solution is best for you.

    How does senior life insurance compare to other investment options?

    Depending on our unique circumstance, there will be ups and downs for every investment strategy. In order to make the proper choice, finding an experienced financial professional is vital.

    Who needs senior life insurance?

    Everybody needs a senior life insurance policy! It really doesn’t matter if you are 28 or 78; you still have a need for this important product.

    Why should everyone buy senior life insurance?

    • Provide a way for your family to pay for funeral expenses.
    • To pay for college tuition, utility bills, groceries, and other costs of living.
    • Paying off outstanding debts, such as mortgages.

    These only represent a fraction of the reasons why you should buy senior life insurance. Talk to a Retirement Income Strategies senior life insurance professional today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.