• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • De Forest Variable Annuities

    Are you in the midst of developing a strategy for your financial future? Have you determined how you want to save for your retirement? People are living longer now, which means that smart retirement decisions are more important than ever before.

    Anyone that has been down this road before can tell you how draining it can be. There are many different factors and options to consider in order to do the right thing. At Retirement Income Strategies, we help people discover the answers to these and other questions about life insurance, annuities, and other financial products. Variable annuities are one option that has helped us direct many of our customers toward financial security.

    Imagine a financially secure retirement, a future where you have the ability to do whatever you want. This isn’t an impossible dream. You can live this lifestlye and Retirement Income Strategies can help make it a possibility.

    Variable annuities are a great investment for the future. As your financial professional, we hope to reveal what annuities are without confusing you with complex equations.

    Variable Annuities

    As you may have anticipated, there is a lot of unpredictability involved with variable annuities. This kind of annuity can either be paid for with one large payment or a series of smaller payments. This may sound exactly like fixed annuities, and there multiple parallels between the two (tax deferment, the choice of lump sums or regular payments are two examples), but there are huge differences between the two types of investments.

    One difference is the death benefit. If you pass away before the insurer has made payments to you, your beneficiary is guaranteed to receive a specified amount.

    Variable annuities also combine properties of life insurance, tax-deferred retirement savings plans, and mutual funds. Contact Retirement Income Strategies to learn more about available investment opportunities in De Forest.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.