• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Fitchburg

    Are you thinking about what your finances will look like down the road? Have you thought about how you will plan for your future to make sure you have a stress-free retirement and a future for your family that’s financially secure?

    It’s not easy to figure out your own finances. It’s not easy to decide when and where you will invest your money. But these are questions should be asked (and answered) at some point. At Retirement Income Strategies, we help our clients discover the answers to these and many other questions about annuities, life insurance, and other financial products. As financial professionals, we’ll help you balance your financial future.

    Fixed annuities are a great option that several of our clients have chosen to plan for their future. Like other annuities, the specifics of a fixed annuity can be unfamiliar to many people. If you fit this criteria, we can help you. We’ll teach you about fixed annuities and help you determine if it is the right choice for you.

    What are fixed annuities?

    Like an insurance policy, annuities function as an agreement between a financial organization and an individual. After paying a premium, the individual will be given a lump sum or incremental payments. Fixed annuities received their name from their included interest rates that are locked in at the time of purchase. This option is great for someone looking for something that has minimal risk.

    Benefits of fixed annuities

    Here are some of the great benefits of fixed annuities:

    • Safety – You know exactly what to expect with this kind of investment.
    • Tax deferral – Fixed annuities are tax-deferred, which means this money will not be taxed until you withdraw your investment.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are absolutely safe from probate proceedings.

    Contact us

    If you have questions about fixed annuities in Fitchburg or you’d like to schedule a consultation, please call our office today.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.