• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Fitchburg

    Have you started seriously considering your future finances? Have you thought about how you will plan for your future to ensure a stress-free retirement and a future for your family that’s financially sound?

    It takes a lot of hard work to navigate the world of finances. It can also be stressful to decide where and when you need to place your savings. But these are questions need to be asked (and answered) at some point. At Retirement Income Strategies in Fitchburg, WI, we help our clients find the answers to these and many other questions about annuities, life insurance, and other financial products. Our financial professionals will work together with you to secure your financial future.

    One of the exciting financial products that we offer in Fitchburg are fixed annuities. Despite the advantages, many people don’t know what fixed annuities are. Our team can help you learn about this product and work with you to decide if it is the right choice.

    What are fixed annuities?

    An annuity, similar to an insurance policy, is a contract between an individual and a financial institution. The individual will be given a lump sum or incremental payments after paying their premium for a predetermined time. A fixed annuity comes with an interest rate that is locked in (for a certain period of time) when the investment is agreed upon. This is is great for someone looking for an investment that is safe and low-risk.

    Advantages of fixed annuities

    Here are some of the advantages of fixed annuities:

    • Security – As the investor, you’re guaranteed to get back what you have invested.
    • Tax deferral – Every penny put into your annuity will be safe from taxes until you withdraw your investment.
    • Shelter from creditors – In most cases, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Ready to learn more about fixed annuities in Fitchburg? Please call our office today.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.