• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Fitchburg

    Has your financial future been on your mind a lot recently? Do you have a retirement plan that includes your children’s well-being?

    Navigating your finances isn’t easy. Deciding where your savings should be placed is a hard question to answer. If you are searching for answers to these questions, Retirement Income Strategies can offer assistance. Our financial professionals will work together with you to secure your financial future.

    For many of our Fitchburg clients, investing in fixed annuities may be the best way to plan for the future. The specifics of a fixed annuity may be a mystery to most people. Our team can help you learn about this product and work with you to determine if it is a good fit.

    What are fixed annuities?

    Annuities work as a contract between an individual and a financial organization, similar to an insurance policy. The individual pays a premium that will, at a predetermined date, be returned to the individual with the additional value of the investment. Fixed annuities get their name from their included interest rates that are locked in at the time of purchase. Anyone looking for a low-risk, predictable option will appreciate this investment.

    Advantages of fixed annuities

    Included below are some of the advantages of fixed annuities:

    • Low-risk investment – You know exactly what will happen with this kind of investment.
    • Tax deferral – Your money will not be taxed until the day the investment is withdrawn.
    • Shelter from creditors – In most cases, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    If you have questions about fixed annuities in Fitchburg or you’d like to schedule a consultation, call our office today.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.