• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Fitchburg, WI

    In the market for life insurance but aren’t sure which plan you should select? Call our life insurance specialists in Fitchburg today. Our life insurance professionals will help you find the best life insurance option for your specific situation. Add some additional security to your future by contacting us today.

    What is Life Insurance?

    Life insurance is an agreement between an individual and an insurance company. The policyholder agrees to pay a certain amount at regular intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

    Universal & Term Life Insurance

    With term life insurance, the owner of the policy pays for a specific time period and the benefits are only available for a set period.

    Conversely, universal or whole life insurance is guaranteed for the entire duration of the owner’s life. The benefits of this kind of life insurance include easy access to funds and tax-advantaged growth of wealth.

    Both types of life insurance offer benefits. Talk to our licensed Fitchburg life insurance professionals to learn about the best solution for you.

    How does life insurance compare to other investment options?

    Every investment strategy has its pros and cons depending on your unique financial circumstance. If you want to make the correct choice, you should find an experienced financial advisor.

    Who Needs Life Insurance?

    The answer is simple: everyone. Life insurance provides peace of mind to people of all ages.

    Why Should Everyone Purchase Life Insurance?

    • Funerals can cost tens of thousands of dollars. Why place that burden on your family?
    • To pay for the expense of children still living at home.
    • Paying off mortgages and other debts.

    These are just some of the reasons why you should buy life insurance. Contact a life insurance professional at Retirement Income Strategies to find out more about your options.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.