• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Retirement Planning Experts in Fitchburg, WI

    If you have spent most of your adult life working for someone else, it’s time to spend your life doing what makes you happy during your retirement. If you’re close to retirement, you know what that means –- an income of about 75 percent of what you earned while working, as well as funds for medical costs and reserves to help you reach your goals like a boat or RV, world travel, hobbies or a dream house. If you haven’t already, take a close look at your retirement accounts and work with a qualified, trusted financial professional to make the most of your golden years.

    We recommend compiling your savings and setting aside money today, even if you won’t start retirement for years. A financial professional or retirement advisor can help you decide how much of your income to save, where to invest your nest egg and how best to plan for taxes.

    Starting a Plan For Retirement

    Specialists agree: the most effective way to plan for your retirement years is setting aside savings starting in your 20s. This means more years for your funds to grow in the stocks and bonds market, and you won’t have to decrease your standard of living toward the end of your career as you plan for a future away from a steady job.

    What We Offer

    After you put aside a portion of your income for several months, you decide where to put your developing funds. The most widely recommended option is a fund with tax benefits such as a 401(k), which you set up through work, or an IRA, which you set up on your own. You can set aside retirement money before the income is taxed or you can receive it during retirement without incurring taxes. If you invest without these tax benefits, you will pay on the original income and pay at the capital gains rate.You can also choose between investing in bonds, stocks, or a combination of investments known as a mutual fund.

    Your plan may change over time as the markets change. You can study the basics of making a plan for retirement by reading business journalism, but a financial advisor has the knowledge to take in all the details and implications. If you rely on a financial expert you can rely on, you can save yourself stress and hassle and will have a much higher chance of success.

    Set Up an Appointment

    Developing a plan for retirement can be tricky, and it gets even more bewildering when you are looking decades in advance. The professionals at Retirement Income Strategies are committed to helping you make the choices that are suitable for your financial outlook.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.