• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Fitchburg

    In the market for life insurance but don’t know which plan you should choose? Speak with our life insurance specialists in Fitchburg now. In order to select the option that is best for you, we’ll take your unique situation into account. Call us now to take the necessary steps towards a more secure future.

    What’s senior life insurance?

    Senior life insurance creates an agreement between a customer and an insurance agency. The customer pays a specified amount, or “premium”, at regular intervals, and the company pays a designated amount to a beneficiary under certain circumstances (usually at the policy owner’s time of death).

    What are the pros & cons of term & universal life insurance?

    Term life insurance relates to a specified time frame, relating to both premium payments and the payout.

    In contrast, universal or whole senior life insurance is guaranteed for the duration of the owner’s life. If set up correctly, universal or whole senior life insurance plans provide simple access to funds, while providing tax-advantaged growth of wealth.

    There are advantages to both types of senior life insurance. Speak with our licensed Fitchburg senior life insurance professionals to learn about the best solution for you.

    How does senior life insurance compare to other investment options?

    All investment strategies have pros and cons depending on your unique circumstances. If you want to make the right choice, you must find an experienced financial professional.

    Who needs senior life insurance?

    Everyone needs a senior life insurance policy! It doesn’t matter if you are 23 or 73; you have a need for this important financial product.

    Why should you buy senior life insurance?

    • Funerals cost tens of thousands of dollars. Why place that burden on your family?
    • To pay for college tuition, utility bills, food, and other costs of living.
    • To pay off debts that have been left behind, such as mortgages.

    These three reasons are just the beginning. Talk to a Retirement Income Strategies senior life insurance professional today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.