• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Fitchburg

    Our life insurance specialists are the solution you’re looking for if you need life insurance in Fitchburg. We take your unique situation into account in order to select the option that will work best for you. Contact us now to take the necessary steps towards improved financial security.

    What’s senior life insurance?

    Senior life insurance creates an agreement between a customer and an insurance company. The policyholder agrees to pay a specified amount at regular intervals, which is called a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

    Term & Universal life insurance?

    Term life insurance means you only pay for specific time period, and the benefit only lasts for a fixed period.

    Conversely, whole or universal senior life insurance is guaranteed for the duration of the owner’s life. The advantages of this type of senior life insurance include easy access to funds and tax-advantaged growth of wealth.

    You will find benefits to both types of senior life insurance. To learn which senior life insurance solution will work for you, talk to our insurance professionals in Fitchburg.

    How does senior life insurance compare to other investment options?

    The pluses and minuses of every investment plan will be specific to you, depending on your financial circumstances. If you want to make the correct choice, you need to select an experienced financial professional.

    Who needs senior life insurance?

    Every adult, no matter what age, has a need for senior life insurance.

    Why should you buy senior life insurance?

    • Remove the responsibility of paying for funeral costs from your family.
    • To pay for school fees, bill payments, food, and other costs of living.
    • Pay off outstanding debts, including mortgages.

    There are lots of other reasons to purchase senior life insurance. Talk to a senior life insurance professional at Retirement Income Strategies today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.