• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Fitchburg

    Our team of life insurance specialists in Fitchburg can assist you through the unfamiliar process of choosing life insurance. By reviewing your unique situation, we’ll help you select your best option. Secure your financial future. Please call us today.

    About Senior Life Insurance

    Senior life insurance is an agreement between an individual and an insurance company. The customer pays a certain amount at scheduled intervals, which is known as a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

    What are the pros & cons of term & universal life insurance?

    Term life insurance means you only pay for specific time frame, and the benefit only lasts for a certain time.

    Whole or universal senior life insurance is guaranteed for the owner’s entire life. The advantages of this kind of senior life insurance include easy access to funds and tax-advantaged growth of wealth.

    Both kinds of senior life insurance offer benefits. To learn which senior life insurance solution will work best for you, speak with our insurance professionals in Fitchburg.

    What are the financial benefits of a senior life insurance policy as opposed to investing in other ways?

    Depending on our unique circumstance, there will be ups and downs for every investment plan. The most important thing to consider is how to select an experienced financial professional who will take care of your needs.

    Who needs senior life insurance?

    Everyone! Senior life insurance is a product that provides peace of mind to people of all ages.

    Why should everyone buy senior life insurance?

    • Remove the burden of paying for funeral costs from your family.
    • To cover living expenses, such as tuition, groceries, and bill payments.
    • Paying off mortgages and other outstanding debts.

    These are only some of the reasons why you need senior life insurance. Talk to a senior life insurance professional at Retirement Income Strategies today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.