• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fitchburg Financial Services

    Retirement Income Strategies has multiple options to solidify the future of your finances. At Retirement Income Strategies, we can guide you to a plan appropriate for your financial position.

    Preparing for RetirementTools for Retirement

    To design a retirement path for your later years, it’s crucial for your financial professional to see a complete 360-degree view of your financial status, including how you combine retirement assets and. Our financial strategies and asset management help uses insurance products, like annuities, to help you meet financial goals. We include advice from tax professionals or legal professionals in our network counsel you on the precise aspects of your retirement goals. If you’re curious in the following services, call Retirement Income Strategies now:

    • Planning Retirement Income
    • Collecting Wealth
    • Asset Protection
    • Annuities
    • Life Insurance
    • Strategies to Minimize Tax
    • Long-Term Care
    • IRA & 401(k) Rollovers

    Additionally, our specialists can connect you to professionals who offer the following services:

    • Trusts
    • Probate
    • Asset Protection
    • Giving to Non-Profits
    • Planning your Estate
    • Tax Planning
    • IRA Legacy Planning

    Let Experts Help Create Your Retirement Plan

    Your family doesn’t have to be a 1-percenter to start preparing for retirement. As retirement draws near, the traditional strategy has been to shift towards flexible products instead of more conventional, fixed-income products.

    According to a current study, for spouses age 65, there is now a 50 percent chance that at least one partner will survive to around 94. This means that you may need to plan your savings to survive several decades after you retire. One con to living to such an old age is the better chance of living longer than your reserves – which is an additional motivation to establish a strategy for income in retirement meant to survive as long as you.

    Of the Americans polled, 61 percent said they weren’t as concerned about dying than they were of outliving their savings. Significant blows around the time you finally retire may seriously decrease the amount of income available. Losses like the passing of a partner young in life allow you to recover faster than later when you retire. You have a smaller amount of ongoing revenue to support you into your retirement years, and your savings may not recover fast enough. Our retirement revenue strategies employ insurance and annuity items to leave your assets room for long-term growth and provide revenue all through your retirement.

    Manage Your Wealth in Fitchburg

    We can give you the edge when investing for building a retirement fund. Your money accumulates a greater probability for compound interest if you start your plan soon, to allow you to grow your wealth over time. If your portfolio has not fully recovered from losses recently, you may consider an aggressive allocation to get back on track to build wealth.

    Asset Protection & Annuities in Fitchburg

    Wall Street constantly changes, but traditional retirement strategies consist of a small portion of the assets handled. You can allocate more rigid investments and saved revenue tools in items like annuities. Annuities are lasting tools created to generate chunks of cashflow throughout retirement. They have minimum guarantees backed by the reliability and claims-paying ability or the given insurance group. Chances are, the last thing you need is lose more ground during the next market correction. There is nothing guaranteed in the market, so your retirement strategies should include any type of guaranteed cashflow tools like annuities. Modern savings protection needs more than strategic asset gathering.

    The professionals at Retirement Income Strategies can diversify the assets for your retirement among a variety of tools to fit your scenario best and meet your retirement goals. Whether you’re prepared to retire now or in the future, our staff of professionals will guide you through the ins and outs of finance to guarantee you and your loved ones have the resources to make the most of retirement.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.