• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Variable Annuities in Fitchburg, WI

    Have you started to actively plan a plan for your financial future? Have you decided how to save for your retirement? These are important choices and now is the time to make them.

    That said, making the right choices can be difficult. There are many short- and long-term factors that need to be considered. Retirement Income Strategies strives to help provide solutions to these questions by guiding our Fitchburg clients to life insurance, annuities, and other financial products. One resource that has helped many of our customers reach financial stability is variable annuities.

    Imagine a financially secure retirement, a future where you have the ability to pursue personal goals. It’s attainable, and Retirement Income Strategies can help you achieve a blissful retirement.

    One great option for financial planning are variable annuities. We recognize that annuities may be confusing to you, but that’s why we are here. Our financial professionals can show you what you need to know and help you make the right choice.

    Variable Annuities

    It will come as no surprise that there is a lot of uncertainty involved with variable annuities. There are lots of similarities between variable annuities and other annuities, such as the choice between scheduled payments or a lump sum and tax-deferred growth. But there are also differences.

    The variable annuity death benefit is one difference. If you pass away before the insurance company has made payments to you, your beneficiary will be given a specified amount.

    With variable annuities, you will also find some of the elements of mutual funds, life insurance, and tax-deferred retirement savings plans. To learn more about these unique investment opportunities, contact Retirement Income Strategies, Fitchburg’s most trusted financial professionals.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.