• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Variable Annuities in Fitchburg, WI

    Have you begun planning a plan for your financial future? Have you decided how you want to save for your retirement? You can’t procrastinate these important choices.

    That said, making the right choices can be difficult. There are many factors, short-term and long-term, that must be taken into account. At Retirement Income Strategies, we help people find the answers to these and other questions about annuities, life insurance, and other financial products. With variable annuities, many of our clients have been able to inch closer to financial stability.

    Think for a minute about a financially-secure retirement and what you would be able to do with this kind of flexibility. This is more than just a fantasy. Retirement Income Strategies can help make this scenario become a reality.

    Variable annuities are a great investment for the future. We know that annuities may be frightening to you, but that’s why we are here. Our financial professionals can teach you what you need to know and help you make the right choice.

    Variable Annuities

    Variable annuities are a financial investment that are, well, variable. There are some basics similarities between variable annuities and other annuities. These include tax-deferred growth and the choice between scheduled payments or a lump sum. But there are some differences, too.

    Variable annuities offer a death benefit. This benefit works by giving a specified amount to your beneficiary if you pass away before your insurer has made payments to you.

    With variable annuities, you’ll also see some of the elements of mutual funds, life insurance, and tax-deferred retirement savings plans. To learn more about these unique investment opportunities, call Retirement Income Strategies, Fitchburg’s most trusted financial professionals.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.