• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fitchburg Variable Annuities

    Have you begun actively planning a strategy for your financial future? Have you decided how to save for your retirement? People are living longer today, which means that properly saving for retirement is more important than ever before.

    That said, making the right choices can be difficult. There are several different factors and options to think about in order to do the right thing. The team at Retirement Income Strategies is here to simplify this process by providing helping Fitchburg clients with life insurance, annuities, and other financial products. Variable annuities are one such option that has helped us point many of our clients toward financial stability.

    If you could have a retirement that was 100% financially secure, what would you do with it? This isn’t an impossible dream. You can live this type of life and Retirement Income Strategies can help make it happen.

    Investing in variable annuities may be the best way to plan for the future. We understand that annuities may be confusing to you, but that’s why we are here. Our financial professionals can show you what you need to know and help you make the best choice.

    Variable Annuities

    A variable annuity is a financial investment that is, well, variable. A variable annuity can either be paid for with a large payment or several smaller payments. This probably sounds just like fixed annuities, and there several parallels between the two (tax deferment, the choice of lump sums or regular payments are two examples), but there are huge differences between the two kinds of investments.

    One difference is the death benefit that is part of variable annuities. If you die before the insurance company has begun making payments to you, your beneficiary is guaranteed to receive a specified amount.

    With variable annuities, you will also find some of the features of mutual funds, life insurance, and tax-deferred retirement savings plans. To find out more about these unique investments, contact Retirement Income Strategies, Fitchburg’s most trusted financial professionals.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.