• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fitchburg Variable Annuities

    Have you begun planning a strategy for your financial future? Do you know how you want to save for your retirement? These are important choices and deserve a lot of time and attention.

    That being said, making the right choices can be difficult. There are several different factors and options to think about in order to do the right thing. At Retirement Income Strategies, we help people discover the answers to these and many other questions about annuities, life insurance, and other financial products. With variable annuities, many of our clients have been able to get closer to financial stability.

    If you could have a retirement that was 100% secure financially, what would you do with it? This isn’t impossible. You can attain this type of life and Retirement Income Strategies can help make it a reality.

    Variable annuities are a great investment for the future. As financial professionals, we want to reveal what annuities are without confusing you with complex equations.

    Variable Annuities

    Variable annuities are a financial investment that are, well, variable. There are several similarities between variable annuities and other annuities, such as the option between scheduled payments or a lump sum and tax-deferred growth. But there are also differences.

    One difference is the death benefit. If you die before the insurer has begun making payments to you, your beneficiary will be given a specified amount.

    There are more variables. Variable annuities combine features of tax-deferred retirement savings plans, mutual funds, and life insurance. To learn more about these unique investments, contact Retirement Income Strategies, Fitchburg’s most trusted financial professionals.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.