• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Have your finances been on your mind a lot recently? Do you have a retirement plan that includes your children’s financial future?

    Navigating your finances isn’t simple. Deciding where your hard-earned capital should be placed is a difficult question to answer. Retirement Income Strategies helps people in Madison, WI with finding answers to questions about annuities, life insurance, and other financial products. As financial professionals, we will help you stabilize your financial future.

    Fixed annuities are a great option that our clients have chosen in order to plan for their future. Despite the advantages, many people are unfamiliar with fixed annuities. But don’t let this dissuade you from pursuing this option. We can teach you about fixed annuities and help you decide if it is a good choice for you.

    What are fixed annuities?

    Annuities work as an agreement between a person and a financial organization, similar to an insurance policy. The individual pays a premium that will, at a predetermined date, be returned back to the individual with the additional value of the investment. A fixed annuity includes an interest rate that is set (for a certain period of time) when the investment is agreed upon. Anyone looking for a low-risk option will appreciate this investment.

    Advantages of fixed annuities

    Fixed annuities have several great benefits that make them a productive investment option. Here are a few:

    • Predictability – With a fixed interest rate, you know what to expect in the future.
    • Tax deferral – Your money won’t be taxed until the day you withdraw your investment.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    If you have any questions about fixed annuities or want to set up a consultation, call our office in Madison.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.