• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Are you contemplating what your finances will look like in the future? Do you have a retirement plan that includes your children’s financial future?

    It’s not simple to navigate the world of finances. Determining where your savings should be placed is a difficult question to answer. If you are looking for help finding the answer to questions about financial products, such as annuities and life insurance, Retirement Income Strategies is here to offer help. As financial professionals, we will help you stabilize your financial future.

    Fixed annuities are one great choice that our clients have chosen in order to plan for their future. Like all annuities, the specifics of a fixed annuity can be unfamiliar to many people. If you fit this criteria, we can help you. We’ll teach you about fixed annuities and help you decide if it is the right choice for you.

    What are fixed annuities?

    An annuity, much like life insurance, is an agreement between an individual and a financial organization. After paying a premium, the owner of the annuity will be given a lump sum or incremental payments. Fixed annuities received their name from their interest rates that are locked in at the time of purchase. Anyone looking for a low-risk option will appreciate this investment.

    Advantages of fixed annuities

    Included below are some of the great benefits of fixed annuities:

    • Security – As an investor, you’re guaranteed to get back what you have invested.
    • Tax deferral – Every penny invested into your annuity will be safe from taxes until you withdraw your investment.
    • Shelter from creditors – In most cases, creditors cannot touch annuity investments. Annuities are absolutely safe from probate proceedings.

    Contact Retirement Income Strategies

    Want to learn more about fixed annuities? Please contact our office in Madison today.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.