• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Are you contemplating what your finances will look like down the road? Do you have a plan for retirement that includes your children’s financial future?

    It takes patience and time to figure out your own finances. Choosing where your hard-earned capital should be placed is a hard question to answer. Retirement Income Strategies helps people in Madison, WI with finding answers to questions about financial products, such as annuities and life insurance. As financial professionals, we will help you stabilize your financial future.

    Fixed annuities are a great option that many of our clients have chosen to plan for their future. The specifics of a fixed annuity may be unfamiliar to the general public. But don’t let this dissuade you from pursuing this option. We will teach you about this product and help you determine if it is a good choice for you.

    What are fixed annuities?

    Similar to life insurance, annuities work as an agreement between a financial institution and an individual. The individual will receive a lump sum or incremental payments after paying their premium for a predetermined schedule. A fixed annuity comes with an interest rate that is set (for a certain period of time) when the investment is agreed upon. Anyone looking for a low-risk, predictable option will appreciate this investment.

    Advantages of fixed annuities

    Included below are a few of the great benefits of fixed annuities:

    • Low-risk investment – With a fixed interest rate, you know what to expect down the road.
    • Tax deferral – Every cent invested into your annuity will be safe from taxes until the day you withdraw your investment.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    Contact Retirement Income Strategies

    Want to learn more about fixed annuities? Please call our office in Madison today.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.