• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Retirement Planning Experts in Madison

    If you have spent most of your adult life working to make ends meet, it’s time to spend your life doing what makes you happy during your retirement. If you’re close to your retirement years, you know what that means –- an income of about three quarters of what you earned while working, plus funds for medical expenses and savings to help you reach your aspirations like a boat or RV, vacations, craft projects or building a dream house. If you haven’t already, take a careful look at your retirement accounts and work with a qualified, trusted financial professional to make the most out of your retired years.

    We recommend collecting your assets and setting aside money today, even if you won’t retire for decades. A financial professional or retirement advisor can help you decide how much of your income to save, where to invest your nest egg and how best to plan for taxes.

    When Should I Start Planning?

    Specialists agree: the surest way to start planning for your golden years is putting aside savings in your twenties. This means more years for your funds to develop in the stock market, and you won’t have to decrease your standard of living toward the end of your professional life as you get ready for years away from full-time work.

    What We Offer

    When you’re saving money regularly, you choose where to put your growing accounts. The most often suggested option is a fund with tax perks such as a 401(k), which you set up through work, or an IRA (investment retirement account), which you set up independently. Depending on the strategy you choose, you can set aside retirement money before the wages is taxed or you can receive it after your retirement years without being charged taxes.You can also choose between investing in bonds, stocks, or a group of investments known as a mutual fund.

    Regardless of your initial strategy, understand that your plan might change over time as the stock markets change. You can study the essentials of creating a strategy for retirement by reading business blogs, but a financial professional has the knowledge to take in all the details and implications. If you find a financial advisor you can trust, you can save yourself stress and hassle and will have more success.

    Talking with a Financial Professional

    It can be intimidating to think too far ahead about your finances, but the specialists with Retirement Income Strategies in Madison understand retirement planning. In order to reach your dreams and make your retirement a reality, allow us to help. We’ll use what you already have and start a durable nest egg to secure your future.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.