• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Retirement Income Strategies Retirement Planning in Madison, WI

    Ignore what they say concerning your 20’s, your retirement years are be the real prime of your life. You’re probably excited for enjoying your hobbies and taking time with your family. However, Reaching a comfortable retirement is another tale. It can take many, many years to prepare for your retirement properly. If you’re ready to pursue your dreams, or be ready to pay for them, contact Retirement Income Strategies now. Our team of financial experts are ready to get you closer to your goals.

    We recommend gathering your portfolio and reserving money now, even if you won’t start retirement for years. A financial professional or retirement advisor can help you decide how much money to save, where to invest your funds and how to plan for taxes.

    How do you Begin Preparing?

    Experts ranging from the U.S. Dept. of Labor to top-tier financial reporters agree: the surest way to start planning for your retirement years is setting aside savings in your 20s. This means more time for your funds to grow in the stock market, and it means you won’t have to decrease your standard of living toward the end of your professional life as you get ready for a future away from full-time work.

    How We Can Help

    When you’re saving income regularly, you decide where to put your growing accounts. The most widely recommended option is a fund with tax benefits such as a 401(k), which you set up through an employer, or an IRA (investment retirement account), which you set up independently. Depending on the strategy you choose, you can invest retirement money before the wages is taxed or you can receive it after your retirement years without incurring taxes. If you invest without these tax benefits, you will pay on the original income and pay at the capital gains rate.With the money in your accounts, you can also choose between investing in bonds, stocks, or a group of investments known as a mutual fund.

    Regardless of your beginning strategy, understand that your plan could change over time as the stock markets change. You can study the essentials of creating a strategy for retirement by reading business blogs, but a financial advisor has the knowledge to understand all the details. If you work with a financial expert you can trust, you will save yourself stress and hassle and will have a much higher chance of success.

    Learn More Today

    Developing a strategy for retirement can be complicated, and it gets even more confusing when you have to look many years in advance. The professionals at Retirement Income Strategies are dedicated to helping you make the choices that are suitable for your financial situation.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.