• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Retirement Income Strategies Retirement Planning in Madison

    Ignore what they say about your younger years, your retirement years are be the best years of your life. With the time off to chase your interests, see the world and enjoy quality time with your loved ones, what’s not to be excited about? However, Getting to a comfortable retirement is a different story. Saving for your retirement can take a long time, occasionally decades to plan on your own. Place your future in the hands of the specialists and rely on Retirement Income Strategies to help you plan for your retirement. Our staff of financial planners are ready to help you reach your goals.

    If your retirement is further ahead, it’s a good idea to take a close analysis of your retirement portfolio and start saving right away. A financial professional or retirement advisor can help you decide how much of your income to set aside, where to invest your money and how to plan for income taxes.

    Beginning to Plan For Retirement

    Specialists ranging from Wall Street brokerages to the U.S. Dept. of Labor to top-tier financial reporters agree: the most effective way to plan for retirement is setting aside savings starting in your 20s. This means more time for your money to thrive in the stocks and bonds market, and you won’t have to panic toward the end of your career as you plan for a future away from a steady job.

    What We Offer

    After you put aside a portion of your wages for several months, you choose where to put your developing accounts. The most commonly recommended option is a fund with tax benefits such as a 401(k) or an IRA (investment retirement account), which you set up on your own. You can set aside retirement money before the wages is taxed or you can receive it after your retirement years without being charged taxes. If you invest without these tax advantages, you will be taxed on the original income and be taxed at the capital gains rate.With the money in your accounts, you can also choose between investing in stocks, bonds, or a combination of funds known as a mutual fund.

    Regardless of what you decide as an initial strategy, understand that your plan may change over time as the markets change. You can learn the basics of developing a strategy for retirement by reading business news, but a financial specialist has the experience to appreciate all the details. If you work with a financial professional you can rely on, you can save yourself stress and hassle and will have a much higher chance of success.

    Contact Us Now

    Creating a strategy for retirement can be tricky, and it gets even more difficult when you have to look many years in advance. The professionals at Retirement Income Strategies are focused on helping you make the decisions that are suitable for your life and your financial outlook.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.