• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Senior Life Insurance

    Want to buy life insurance but aren’t sure which plan you should select? Call our life insurance specialists in Madison today. By looking over your unique situation, we’ll help you with selecting the best option for you. Call us today to take steps towards a more secure future.

    About Senior Life Insurance

    Senior life insurance is an agreement between a person and an insurance agency. The customer pays a specified amount, called a “premium”, on a regular basis, and in return the company pays a designated amount to a beneficiary under certain circumstances (usually at the policy owner’s time of death).

    What are the pros & cons of term & universal life insurance?

    Term life insurance relates to a specified time period, relating to both premium payments and the payout.

    In contrast, universal or whole senior life insurance is guaranteed for the entire duration of the owner’s life. The benefits of this kind of senior life insurance include easy access to funds and tax-advantaged growth of wealth.

    Each form of senior life insurance offers benefits. Speak with our senior life insurance professionals in Madison to learn about the best solution for you.

    What are the benefits of a senior life insurance policy compared to investing in other ways?

    All investment programs have pros and cons depending on each client’s individual financial circumstance. In order to make the proper choice, finding an experienced financial professional is necessary.

    Who needs senior life insurance?

    Every adult, no matter how old, has a need for senior life insurance.

    Why should you purchase senior life insurance?

    • Funerals can cost tens of thousands of dollars. Why put that burden on your family?
    • To pay for the cost of living, such as tuition, food, and bills.
    • Paying off mortgages and other debts.

    These reasons are only the tip of the iceberg. Learn more by contacting a senior life insurance professional from Retirement Income Strategies.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.