• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Madison

    Want to buy life insurance but aren’t sure which plan you should choose? Call our life insurance specialists in Madison today. By looking over your unique situation, we will help you select the best option for you. Add a little additional stability to your future by calling us today.

    About Senior Life Insurance

    Senior life insurance creates an agreement between a customer and an insurance provider. The insurance company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

    Term & Universal life insurance?

    With term life insurance, the policy owner pays for a specific time period and the benefits are only available for a fixed period.

    Universal or whole senior life insurance is guaranteed for the owner’s entire life. If correctly set up, universal or whole senior life insurance plans provide simple access to funds, while providing tax-advantaged growth of wealth.

    Both varieties of senior life insurance offer benefits. To find out which senior life insurance solution will work best for you, speak with our insurance professionals in Madison.

    What are the financial benefits of a senior life insurance policy compared to investing in other ways?

    The benefits and disadvantages each investment strategy will be specific to you, depending on your financial situation. If you want to make the right choice, you should find an experienced financial professional.

    Who needs senior life insurance?

    The simple answer? Everyone needs senior life insurance.

    Why should everyone buy senior life insurance?

    • Remove the responsibility of paying for funeral expenses from your family.
    • To pay for the expense of children still living at home.
    • Pay off outstanding debts, including mortgages.

    There are lots of other reasons to purchase senior life insurance. Talk to a senior life insurance professional at Retirement Income Strategies today to find out more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.