• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Madison

    Want to buy life insurance but aren’t sure which plan you should choose? Speak with our life insurance specialists in Madison today. We take your unique situation into account in order to locate the option that will work best for you. Add some extra stability to your future by contacting us today.

    What’s senior life insurance?

    In a senior life insurance policy, an agreement is made between an insurance company and a customer. The policyholder agrees to pay a specified amount of money at scheduled intervals, which is called a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

    What is the difference between term & universal life insurance?

    Term life insurance is linked to a specified time period, relating to both the premium payments and the payout.

    Universal or whole senior life insurance is permanent, guaranteed for the entire duration of the owner’s life. If correctly set up, whole or universal senior life insurance plans can provide quick access to needed funds, while providing tax-advantaged growth of wealth.

    You can find benefits to both kinds of senior life insurance. Speak with our senior life insurance professionals in Madison to learn about the best solution for you.

    What are the financial benefits of owning a senior life insurance policy as opposed to investing in other ways?

    The benefits and disadvantages each investment program will be unique to you, depending on your financial situation. This is why selecting a financial professional is a necessity.

    Who needs senior life insurance?

    All adults, no matter how old they are, have a need for senior life insurance.

    Why should everyone buy senior life insurance?

    • Provide a way for your family to pay for funeral expenses.
    • To pay for the expense of children still living at home.
    • Pay off debts that have been left behind, such as mortgages.

    These only represent a few of the reasons why you need senior life insurance. Talk to a Retirement Income Strategies senior life insurance professional today to learn more.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.