• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Are you in the midst of making a strategy for your financial future? Have you determined how you will save for your retirement? You can’t procrastinate these important choices.

    But making the right choices isn’t simple. There are several different factors to think about in order to make the right choice. The staff at Retirement Income Strategies is here to make this process easier by providing helping Madison clients with annuities, life insurance, and other financial products. One resource that has helped many of our clients obtain financial security is variable annuities.

    Think about secure retirement and what you would be able to do with this kind of freedom. This is more than just a dream. Retirement Income Strategies can help make this scenario become a reality.

    Investing in variable annuities may be the best way to plan for the future. Our financial professionals can help you learn everything you need to know about fixed index annuities, without confusing you.

    Variable Annuities

    It won’t be a surprise that there is a lot of unpredictability involved with variable annuities. A variable annuity can either be paid for with a large payment or a series of smaller payments. This may sound just like other annuities, and there several comparisons between the two (tax deferment, the choice of lump sums or regular payments, etc.), but there are big differences between the two kinds of investments.

    Variable annuities provide a death benefit. This benefit works by giving a specified amount to your beneficiary if you die before the insurer has made payments to you.

    With variable annuities, you’ll also find some of the elements of mutual funds, life insurance, and tax-deferred retirement savings plans. To find out more about these unique investments, contact Retirement Income Strategies, Madison’s most trusted financial professionals.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.