• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Have you started to plan a strategy for your financial future? Have you determined how to save for retirement? No matter how old you are, these decisions are very important.

    But making the right decisions isn’t simple. There are many different options to think about in order to make the right choice. Retirement Income Strategies aims to help provide solutions to these questions by guiding our clients in Madison to life insurance, annuities, and other financial products. Variable annuities are one such option that has helped us direct many of our customers toward financial stability.

    Think for a minute about a secure retirement and what you would be able to do with this type of flexibility. This isn’t an impossible dream. You can live this type of life and Retirement Income Strategies can help make it a possibility.

    Investing in variable annuities may be the best way to plan for the future. We recognize that annuities may be unfamiliar to you, but that’s why we are here. Our financial professionals can show you what you need to know and help you make the right choice.

    Variable Annuities

    A variable annuity is a financial investment that is, well, variable. There are many similarities between variable annuities and other choices, including tax-deferred growth and the option between regular payments or a lump sum. But there are also some major differences.

    The death benefit found in variable annuities is one difference. This death benefit functions by giving a specified amount to your beneficiary if you die before your insurer has made payments to you.

    There are more variables. Variable annuities combine features of mutual funds, life insurance, and tax-deferred retirement savings plans. Contact Retirement Income Strategies, Madison’s trusted financial professionals, to learn more about available opportunities near you.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.