• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Are you in the midst of developing a plan for your financial future? Have you thought about how you want to save for your retirement? You can’t procrastinate these important decisions.

    Anyone that has been through this process can tell you how tough it can be. There are many factors, short-term and long-term, that need to be taken into account. The team at Retirement Income Strategies is here to simplify this process by providing information about annuities, life insurance, and other financial products. With variable annuities, many of our clients have been able to get closer to financial stability.

    If you could have a retirement that was 100% secure financially, what would you do with it? This isn’t a pipe dream. You can attain this lifestlye and Retirement Income Strategies can help make it happen.

    One great choice to plan for the financial aspect of your future are variable annuities. As financial professionals, we hope to reveal what annuities are without baffling you with massive equations.

    Variable Annuities

    Variable annuities are a financial investment that are, well, variable. There are several similarities between variable annuities and other annuities, like tax-deferred growth and the option between regular payments or a lump sum. But there are also some major differences.

    Variable annuities include a death benefit. A specified amount of money will be given to your beneficiary if you pass away before you have received payments from your financial company.

    There are more variables. Variable annuities mix properties of tax-deferred retirement savings plans, mutual funds, and life insurance. Contact Retirement Income Strategies, Madison’s trusted financial professionals, to learn more about available investment opportunities.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.