• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Middleton

    Are you thinking about what your finances will look like in the future? Have you created a plan that includes your own retirement and the financial well-being of your entire family?

    Navigating your finances isn’t simple. It can also be quite stressful to figure out where and when you need to put your hard-earned money. But these are questions must be asked (and answered) at some point. Retirement Income Strategies is here to help people in Middleton, WI with finding answers to questions about financial products, such as annuities and life insurance. Our financial professionals are here to help you create a brighter financial future.

    Fixed annuities are a choice that our clients have chosen to plan for their future. Fixed annuities may be unfamiliar to most people. But don’t let this dissuade you from pursuing this option. We will teach you about fixed annuities and help you determine if it is a good choice for you.

    What are fixed annuities?

    Annuities operate as a contract between a person and a financial institution, similar to an insurance policy. The individual pays a premium that will, at a predetermined time, be returned back to the individual with the additional value of the investment. A fixed annuity comes with an interest rate that is “fixed” (for a set period of time) when the investment is agreed upon. This is is ideal for someone looking for something that has minimal risk.

    Advantages of fixed annuities

    Included below are a few of the advantages of fixed annuities:

    • Low-risk investment – Unlike many investments, you are certain to receive the money that you have invested.
    • Tax deferral – Every cent invested into your annuity will be safe from taxes until your investment is withdrawn.
    • Shelter from creditors – In most situations, creditors cannot touch annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    If you have any questions about fixed annuities or you’d like to set up a consultation, contact our office in Middleton.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.