• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Middleton

    Have your finances been on your mind a lot lately? Have you thought about how you will plan for your future to ensure a stress-free retirement and a future for your children that’s financially stable?

    It takes time and patience to navigate the world of finances. Deciding where your hard-earned capital should be placed is a difficult question to answer. At Retirement Income Strategies in Middleton, WI, we help people find the answers to these and many other questions about annuities, life insurance, and other financial products. As financial professionals, we will help you secure your financial future.

    For many of our clients in Middleton, investing in fixed annuities is a great choice for planning for the future. Like other annuities, the specifics of a fixed annuity can be unfamiliar to many people. But don’t let this dissuade you from pursuing this option. We can teach you about this product and help you determine if it is the best option.

    What are fixed annuities?

    An annuity, similar to an insurance policy, is a contract between an individual and a financial institution. The owner of the annuity will receive a lump sum or incremental payments after paying their premium for a predetermined time frame. Fixed annuities received their name from their interest rates that are locked in at the time of purchase. This is is ideal for anyone looking for an investment that has minimal risk.

    Advantages of fixed annuities

    Fixed annuities have been touted for years as a unique investment strategy that includes incredible advantages. Here are a few:

    • Safety – As the investor, you’re guaranteed to get back what you have invested.
    • Tax deferral – Every penny invested into your annuity will be free from taxes until the day your investment is withdrawn.
    • Shelter from creditors – In most cases, creditors are barred from annuity investments. Annuities are absolutely safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Please call our Middleton office today to schedule a consultation and learn more about fixed annuities.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.