• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Middleton

    Have you started seriously considering your financial future? Have you thought about how you will plan for your future to ensure a stress-free retirement and a future for your family that’s financially secure?

    It takes a lot of hard work to figure out your own finances. Deciding where your savings should be placed is a hard question to answer. If you are searching for help finding the answer to questions about annuities, life insurance, and other financial products, Retirement Income Strategies is here to offer help. Our financial professionals are here to help you create a brighter financial future.

    One of the exciting financial products that we provide in Middleton are fixed annuities. Like other annuities, fixed annuities are unfamiliar to many people. Our team will help you learn about this product and work with you to decide if it is the right choice.

    What are fixed annuities?

    Annuities function as a contract between an individual and a financial organization, similar to an insurance policy. The owner of the annuity will receive a lump sum or incremental payments after paying their premium for a predetermined time. Fixed annuities get their name from their interest rates that are locked in at the time of purchase. Anyone looking for a low-risk, predictable option will appreciate this investment.

    Advantages of fixed annuities

    Included below are some of the great advantages of fixed annuities:

    • Safety – With a fixed interest rate, you know what to expect down the road.
    • Tax deferral – Fixed annuities are tax-deferred investments, which means this money won’t be taxed until the investment is withdrawn.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Please call our office today to schedule a consultation and learn more about fixed annuities.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.