• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Immediate Annuities in Middleton

    The products we rely on to plan for retirement have changed a lot over time. It is quite difficult to depend on Social Security when its future is in doubt. Because of this, it’s important that people prepare today for their retirement years. For many people, immediate annuities are a product that could help them accomplish this goal.

    About Immediate Annuities

    First of all, it’s important to understand annuities in general. At its base level, an annuity is a financial product that functions as an agreement between an individual and an insurance company. On one side, the annuity owner makes a lump sum payment to the company. On the other side, the company agrees to make regular payments back to the individual at a later time. There are two basic kinds of annuities, deferred and immediate, that determine how and when these payouts occur. Deferred annuities feature payouts that are pushed aside to a later date; the payouts of immediate annuities can start immediately.

    For those in need of recurring income payments within a short amount of time, immediate annuities are a common selection. Immediate annuities feature tax-deferred growth, which means you aren’t required to pay taxes on this increase until the money is withdrawn.

    You have many different options when it comes to immediate annuities, which can make this choice difficult. To help you make a good decision on immediate annuities, Retirement Income Strategies is independent, meaning it can provide you with access to products from several different companies. This structure allows us to find an immediate annuity that will best fit your needs.

    Contact Us

    Want to learn more about Middleton immediate annuities? Talk to one of our experienced financial professionals. After a simple conversation on your current finances and retirement goals, we will be able to determine if an immediate annuity is a good choice for you. Give us a call now and schedule your appointment.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

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    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

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    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.