• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Immediate Annuities in Middleton

    The products we rely on to plan for retirement have changed a lot over time. While pensions used to be very common, they have become increasingly rare. This is why it is important for people to prepare today for their retirement years. For many, an immediate annuity is a product that can assist with accomplishing this goal.

    What Are Immediate Annuities?

    First of all, it’s necessary to understand what annuities are. Basically, an annuity is a financial product that functions as an agreement between an individual and an insurance company. The annuity owner makes a lump sum payment to the company, who agrees to make payments back to the owner at a later time. There are two basic types of annuities, deferred and immediate, that determine how these payouts occur. Deferred annuity payments occur at later time while immediate annuities can start payouts almost immediately.

    For those looking for recurring income payments within a short amount of time, immediate annuities can be a great choice. Another attractive feature of these annuities is they feature tax-deferred growth, which means you do not need to pay taxes on this increase until the money is withdrawn.

    There are several companies out there that sell immediate annuities, providing you with a lot of options. By working with Retirement Income Strategies, you’ll gain access to many of these companies and have options available to you for Middleton immediate annuities. Because of this, we’re better equipped to find an annuity that meets your needs.

    Contact Us

    Learn more about immediate annuities by talking to one of our experienced financial professionals in the Middleton area. After a simple conversation on your current finances and retirement goals, we will be able to determine if an immediate annuity is right for you. Please give us a call now to schedule your appointment.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

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    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.