• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Retirement Planning from Retirement Income Strategies in Middleton, WI

    If you have spent most of your adult life working professionally, it’s time to spend your life doing what makes you happy during your retirement. If you’re near retirement, you know what that means –- an income of about three quarters of what you earned while employed full-time, plus money for medical costs and a nest egg to get you closer to your aspirations like more education, vacations, art projects or building a dream home. If you haven’t already, take a close look at your retirement portfolio and work with a trusted financial professional to help you make the most out of your senior years.

    If your retirement is decades ahead, it’s a good idea to take a close look at your retirement portfolio and start setting money aside now. A financial professional or retirement advisor can help you decide how much of your income to save, where to invest your money and how to plan for income taxes.

    Beginning to Plan For Retirement

    Experts ranging from Wall Street brokerages to the U.S. Dept. of Labor to top-tier financial journalists agree: the most effective way to start planning for your golden years is putting aside savings starting in your twenties. This means more years for your funds to develop in the stock market, and you won’t have to panic toward the end of your professional life as you get ready for years away from a steady job.

    What We Offer

    After you put aside a portion of your wages for several months, you decide where to put your developing accounts. The most often recommended choice is a fund with tax benefits such as a 401(k), which you set up through an employer, or an IRA (investment retirement account), which you set up independently. Depending on the strategy you choose, you can invest retirement funds before the money is taxed or you can receive it after retirement without accruing taxes.With the money in your accounts, you can also choose between investing in bonds, stocks, or a combination of investments known as a mutual fund.

    Regardless of what you decide as an initial strategy, understand that your strategy may adjust as the stock markets change. You can keep up on the basics of creating a strategy for retirement by reading business journalism, but a financial advisor has the expertise to understand all the details. If you rely on a financial professional you can depend on, you can save yourself a lot of trouble and will have more success.

    Learn More Today

    Developing a strategy for retirement can be complicated, and it gets even more bewildering when you are looking many years in advance. The professionals at Retirement Income Strategies are committed to helping you make the investments that are suitable for your financial outlook.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.