• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Start Planning for Retirement in Middleton

    If you have spent most of your adult life working professionally, it’s time to spend your life doing what makes you happy during your retirement years. If you’re near retirement, you know what you need –- an income of about three quarters of what you earned while working, as well as money for medical costs and reserves to help you reach your aspirations like a boat or RV, world travel, craft projects or building a dream house. If you haven’t already, take a careful look at your retirement accounts and work with a trusted financial professional to help you make the most of your senior years.

    We recommend gathering your assets and setting aside funds today, even if you aren’t going to retire for a long time. A financial professional or retirement advisor can help you decide how much of your income to save, where to invest your money and how to plan for taxes.

    When Should I Start Planning?

    Experts agree: the most effective way to start planning for your golden years is setting aside savings starting in your 20s. This means more time for your money to develop in the stocks and bonds market, and you won’t have to panic toward the end of your professional life as you plan for years away from a steady job.

    Retirement Income Strategies Financial Products

    When you’re saving income regularly, you decide where to put your developing accounts. The most commonly recommended choice is a fund with tax savings benefits such as a 401(k), which you set up through an employer, or an IRA (investment retirement account), which you set up on your own. Depending on the strategy you choose, you can set aside retirement funds before the money is taxed or you can receive it after retirement without being charged taxes. If you invest without these tax benefits, you will be taxed on the original income and be taxed at the capital gains rate.You can also choose between investing in bonds, stocks, or a group of investments known as a mutual fund.

    Regardless of what you decide as an initial strategy, know that your plan might change over time as the stock markets change. You can study the basics of making a strategy for retirement by reading business blogs, but a financial professional has the expertise to understand all the details and implications. If you work with a financial expert you can trust, you can save yourself a lot of trouble and will have more success.

    Come Speak with Us

    Creating a strategy for retirement can be complex, and it gets even more bewildering when you are looking decades in advance. The professionals at Retirement Income Strategies are focused on helping you make the choices that are suitable for your financial outlook.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.