• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Middleton

    Our life insurance specialists are the answer you’re looking for if you need life insurance in Middleton. We take your unique situation into account in order to select the option that will work best for you. Contact us now to take steps towards a more secure future.

    What is senior life insurance?

    Senior life insurance is an agreement between an insurance provider and a customer. The customer pays a specified amount, or “premium”, at regular intervals, and the company pays a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

    What is the difference between universal & term life insurance? What are the pros & cons of each?

    With term life insurance, the policy owner pays for a certain amount of time and the benefits lasts for a fixed period.

    Universal or whole senior life insurance is guaranteed for the duration of the owner’s life. If correctly set up, whole or universal senior life insurance plans can provide easy access to funds, while providing tax-advantaged growth of wealth.

    There are benefits to both types of senior life insurance. Talk to our licensed Middleton senior life insurance professionals to learn about the best solution for you.

    How does senior life insurance compare to other investment options?

    The benefits and disadvantages every investment strategy will be unique to you, depending on your financial situation. Choosing an experienced financial professional is the best way to ensure you choose the right path.

    Who needs senior life insurance?

    Everyone needs a senior life insurance policy! It really doesn’t matter if you are 28 or 78; you have a need for this important product.

    Why should everyone buy senior life insurance?

    • Funerals can cost tens of thousands of dollars. Why put that burden on your family?
    • To pay for the expense of children that may still be living at home.
    • Pay off outstanding debts, such as mortgages.

    These only represent a portion of the reasons why you should buy senior life insurance. Talk to a Retirement Income Strategies senior life insurance professional to find out more about your options.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.