• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Sun Prairie

    Has your financial future been on your mind a lot recently? Do you have a plan for retirement that includes your children’s financial future?

    Navigating the world of finance isn’t simple. It’s not easy to figure out when and where you will invest your money. Retirement Income Strategies is here to help people in Sun Prairie, WI with finding answers to questions about financial products. As financial professionals, we will help you balance your financial future.

    One of the exciting financial products that we provide in Sun Prairie are fixed annuities. Fixed annuities may be unfamiliar to most people. If you fit this criteria, we can help. We’ll teach you about fixed annuities and help you determine if it is the right choice for you.

    What are fixed annuities?

    Annuities work as an agreement between an individual and a financial institution, similar to an insurance policy. The individual pays a premium that will, at a predetermined time, be returned back to the individual with the additional value of the investment. A fixed annuity comes with an interest rate that is “fixed” (for a set period of time) when the investment is made. This gives the owner an option that is safe and predictable.

    Advantages of fixed annuities

    Here are a few of the great advantages of fixed annuities:

    • Safety – With a fixed interest rate, you know what to expect down the road.
    • Tax deferral – Every penny put into your annuity will be free from taxes until you withdraw your investment.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Please call our Sun Prairie office today to schedule a consultation and learn more about fixed annuities.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    f-3

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.