• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Sun Prairie

    Have you started seriously considering your financial future? Have you created a plan that includes your retirement and the financial status of your entire family?

    It’s not easy to navigate the world of finances. It’s not easy to figure out when and where you will invest your money. Retirement Income Strategies helps people in Sun Prairie, WI with finding answers to questions about financial products, such as annuities and life insurance. Our financial professionals will work together with you to secure your financial future.

    One of the great financial products that we provide in Sun Prairie are fixed annuities. Despite the advantages, many people don’t know what fixed annuities are. But don’t let this dissuade you from pursuing this option. We can teach you about this product and help you decide if it is the best option.

    What are fixed annuities?

    Similar to an insurance policy, annuities work as an agreement between a financial organization and an individual. The owner of the annuity will receive a lump sum or incremental payments after paying their premium for a predetermined time. A fixed annuity comes with an interest rate that is set (for a certain period of time) when the investment is made. This is is ideal for someone looking for something that is safe and low-risk.

    Advantages of fixed annuities

    Fixed annuities have several great advantages that make them a productive investment option. Here are some of them:

    • Safety – As an investor, you’re guaranteed to get back what you have invested.
    • Tax deferral – Every penny put into your annuity will be safe from taxes until the day you withdraw your investment.
    • Shelter from creditors – In most cases, creditors cannot touch annuity investments. Annuities are safe from probate proceedings.

    Contact Retirement Income Strategies

    Want to learn more about fixed annuities? Please call our office in Sun Prairie today.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.