• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Sun Prairie

    Have you begun to seriously consider your future finances? Do you have a plan for retirement that includes your children’s well-being?

    Navigating your finances isn’t easy. It’s not easy to determine when and where you will invest your money. But these types of questions must be asked (and answered) at some point. Retirement Income Strategies is here to help people in Sun Prairie, WI with finding answers to questions regarding financial products. As financial professionals, we will help you balance your financial future.

    One of the exciting financial products that we offer in Sun Prairie are fixed annuities. Like other annuities, fixed annuities are unfamiliar to many people. If you fit this criteria, we can help you. We’ll teach you all about fixed annuities and help you decide if it is the right choice for you.

    What are fixed annuities?

    An annuity, similar to an insurance policy, is a contract between an individual and a financial organization. After making premium payments, the owner of the annuity will be given a lump sum or incremental payments. Fixed annuities get their name from their interest rates that are locked in at the time of purchase. This option is ideal for someone looking for an investment that is safe and low-risk.

    Advantages of fixed annuities

    Included below are a few of the benefits of fixed annuities:

    • Security – With a fixed interest rate, you know what to expect in the future.
    • Tax deferral – Fixed annuities are tax-deferred, which means this money won’t be taxed until the day you withdraw your investment.
    • Shelter from creditors – In most situations, creditors cannot touch annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Please call our Sun Prairie office today to arrange a consultation and learn more about fixed annuities.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    f-3

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.