• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Sun Prairie Immediate Annuities

    The products we rely on to plan for retirement have changed a lot over time. While Social Security and pensions have been reliable options for retirement income, they are shifting to a point where they will only be available to some. This is why it is important for people to prepare today for their future. For many people, immediate annuities are a product that can assist with accomplishing this goal.

    About Immediate Annuities

    Before we can get into the specifics of this product, we must first talk about annuities in general. Annuities are financial products that function as an agreement between a person and an insurance company. On one side, the annuity owner makes a lump sum payment to the company. On the other side, the company agrees to make regular payments back to the individual at a later time. Relating to when these payouts occur, there are two basic types of annuities: deferred and immediate. While deferred annuities don’t begin until a later time, immediate annuities can start immediately.

    Immediate annuities are often selected by those who are looking for steady income payments and need them to start soon. Another important feature of these annuities is they are tax-deferred, which means you don’t have to pay taxes on this increase until the money is withdrawn.

    Because there are numerous companies that sell them, there are a lot of options when it comes to immediate annuities. The great thing about working with Retirement Income Strategies for your retirement planning is that we are able to work with several of these financial institutions to provide our Sun Prairie customers with options. Because of this, we are better equipped to find an annuity that meets your needs.

    Contact Us

    Meet with one of our experienced financial professionals to learn more about immediate annuities in Sun Prairie. After a simple conversation on your current finances and retirement goals, we will be able to determine if an immediate annuity is right for you. Give us a call now and schedule your appointment.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.