• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Sun Prairie Immediate Annuities

    Whether we like it or not, retirement is changing and will continue to change. While Social Security and pensions have been dependable options for retirement income, they have shifted to a point where they will only be available to some. This means it is very important to prepare now for what will happen in retirement. To reach this goal, many people have turned to immediate annuities.

    About Immediate Annuities

    First of all, it’s necessary to understand annuities in general. Annuities are financial products that function as an agreement between an individual and an insurance company. The annuity owner makes a lump sum payment to the company and the company agrees to make regular payments back to the owner at a predetermined time. There are two basic kinds of annuities, deferred and immediate, that determine how and when these payouts occur. While deferred annuities do not start until a later date, immediate annuities can start immediately.

    Immediate annuities are often selected by people who want steady income payments to start within a short amount of time. Another important feature of these annuities is they feature tax-deferred growth, which means you aren’t required to pay taxes on this increase until the money is withdrawn.

    You have a lot of different options when it comes to immediate annuities, which can make this choice difficult. To help you make an informed decision on immediate annuities, Retirement Income Strategies is independent, meaning it can provide you with access to products from several different companies. Because of this, we’re better equipped to find an annuity that meets your needs.

    Contact Us

    Meet with one of our experienced financial professionals to learn more about Sun Prairie immediate annuities. After a short conversation on your current finances and retirement goals, we will be able to determine if an immediate annuity is right for you. Call us now and set up your appointment.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.