• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Sun Prairie, WI

    Our life insurance specialists are the answer you’re looking for if you need life insurance in Sun Prairie. In order to find the option that works best for you, we will take your unique situation into account. Contact us now to take steps towards improved financial security.

    What’s Life Insurance?

    Life insurance is a contract between a person and an insurance agency. The policyholder agrees to pay a certain amount of money at scheduled intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

    Term & Universal Life Insurance

    With term life insurance, the owner of the policy pays for a certain amount of time and the benefits are only available for a set period.

    Conversely, whole or universal life insurance is guaranteed for the duration of the owner’s life. This life insurance offers easy access to funds and provides tax-advantaged wealth growth.

    There are advantages to both kinds of life insurance. Speak with our licensed Sun Prairie life insurance professionals to learn about the best solution for you.

    What are the benefits of owning a life insurance policy compared to investing in other ways?

    The benefits and disadvantages to every investment plan will be unique to you, depending on your financial circumstance. To make the proper choice, finding an experienced financial advisor is imperative.

    Who Needs Life Insurance?

    The answer is short and simple: Everyone should buy a life insurance policy.

    Why Should You Purchase Life Insurance?

    • Remove the burden of paying for funeral costs from your family members.
    • To pay for college tuition, utility bills, food, and other costs of living.
    • To pay off debts that have been left behind, including mortgages.

    These reasons are only the tip of the iceberg. Talk to a life insurance professional at Retirement Income Strategies to learn more about your options.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.