• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Start Planning for Retirement in Sun Prairie, WI

    People are right when they named retirement the “golden years”. With the leisure time to dedicate yourself to your interestes, travel and enjoy quality time with your favorite people, what’s not to look forward to? However, Making it to your retirement days is a different story. Saving for retirement can take a long time, occasionally decades to plan independently. Place your golden years in expert hands and trust Retirement Income Strategies to guide you to your retirement. Our staff of financial experts are ready to help you reach your goals.

    If your retirement is decades ahead, it’s a good idea to take a careful look at your retirement portfolio and begin saving right away. A financial professional or retirement advisor can help you decide how much money to set aside, where to invest your money and how best to plan for taxation.

    When Should I Start Preparing?

    Specialists agree: the most effective way to plan for retirement is setting aside savings starting in your twenties. This means more years for your money to develop in the stocks and bonds market, and it means you won’t have to decrease your standard of living toward the end of your career as you plan for years away from a steady job.

    How We Can Help

    When you’re saving money regularly, you decide where to put your growing funds. The most often suggested choice is a fund with tax benefits such as a 401(k), which you set up through an employer, or an IRA (investment retirement account), which you set up independently. Depending on the strategy you choose, you can set aside retirement money before the income is taxed or you can receive it during retirement without being charged taxes. If you invest without these tax advantages, you will pay on the original income and pay at the capital gains rate when you earn profits.You can also choose between investing in stocks, bonds, or a combination of investments known as a mutual fund.

    Regardless of your initial strategy, understand that your strategy might change over time as the stock markets change. You can keep up on the basics of making a plan for retirement by reading business blogs, but a financial advisor has the knowledge to take in all the details. If you find a financial expert you can trust, you can save yourself a lot of trouble and will have a much higher chance of success.

    Learn More Today

    It can be intimidating to think too far ahead about your future, but the experts with Retirement Income Strategies in Sun Prairie understand retirement planning. In order to realize your goals and make your retirement a reality, let us assist you. We’ll use the resources you have and develop a sustainable nest egg to fund your future.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.