• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Sun Prairie

    Retirement Income Strategies is your life insurance specialists in the Sun Prairie area. Our life insurance professionals will help you find the best life insurance option for your specific situation. Contact us now to take the necessary steps towards improved financial security.

    About Senior Life Insurance

    In a senior life insurance policy, an agreement is made between a customer and an insurance company. The customer pays a specified amount, or “premium”, at regular intervals, and in return the company pays a lump sum to the designated beneficiary once the term of insurance is over (usually at the policy owner’s time of death).

    What is the difference between universal & term life insurance? What are their pros & cons?

    With term life insurance, the owner of the policy pays for a certain time period and the benefits lasts for a set period.

    Universal or whole senior life insurance is guaranteed for the duration of the owner’s life. The benefits of this kind of senior life insurance include easy access to funds and tax-advantaged growth of wealth.

    You will find benefits to both types of senior life insurance. To find out which senior life insurance solution will work for you, speak with our insurance professionals in Sun Prairie.

    How does senior life insurance compare to other investment options?

    All investment programs have pros and cons depending on your individual circumstances. The most important thing to think about is selecting an experienced financial professional who will consider each case individually.

    Who needs senior life insurance?

    Everybody needs senior life insurance! It doesn’t matter if you are 21 or 71; you still have a need for this important financial product.

    Why should everyone purchase senior life insurance?

    • Remove the responsibility of paying for funeral costs from your family.
    • To cover school fees, utility bills, groceries, and other costs of living.
    • Paying off outstanding debts, such as mortgages.

    These only represent a few of the reasons why you should buy senior life insurance. Talk to a senior life insurance professional at Retirement Income Strategies today to find out more.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.