• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Sun Prairie

    Our staff of life insurance specialists in Sun Prairie can assist you through the challenging process of selecting life insurance. We will look over your unique situation in order to select the option that will work best for you. Add a little additional stability to your future by contacting us now.

    About Senior Life Insurance

    Senior life insurance is an agreement between an insurance company and a customer. The policyholder agrees to pay a specified amount at scheduled intervals, which is known as a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

    What is the difference between universal & term life insurance? What are the pros & cons of each?

    Term life insurance means you only pay for specific period of time, and the benefit to your heirs only lasts for a fixed period.

    Whole or universal senior life insurance is guaranteed for the owner’s entire life. This life insurance offers easy access to funds and provides tax-advantaged wealth growth.

    There are advantages to both kinds of senior life insurance. To learn which senior life insurance solution will work for you, speak with our insurance professionals in Sun Prairie.

    How does senior life insurance compare to other investment options?

    Each type of investment plan has its pros and cons depending on each client’s individual circumstances. Finding an experienced financial professional is the right way to ensure you make the right choice.

    Who needs senior life insurance?

    Every adult, no matter how old, has a need for senior life insurance.

    Why should everyone buy senior life insurance?

    • Funerals cost thousands of dollars. Why place that burden on your family?
    • To cover college tuition, utility bills, food, and other costs of living.
    • Paying off mortgages and other outstanding debts.

    There are several other reasons to buy senior life insurance. Learn more about your options by contacting a senior life insurance professional at Retirement Income Strategies.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.