• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Verona Immediate Annuities

    Retirement planning has changed a lot over the years and will continue to do so. While pensions used to be quite common, they have now become very rare. This means it is very important to prepare now for what will happen in retirement. In order to reach this goal, many people have chosen immediate annuities.

    About Immediate Annuities

    First, it’s necessary to understand annuities in general. At its base level, an annuity is a financial product that functions as an agreement between an individual and an insurance company. The individual makes a lump sum payment to the financial institution, who makes regular payments back to the person throughout the life of the annuity. There are two basic types of annuities, deferred and immediate, that determine how these payouts occur. Deferred annuities include payouts that are pushed aside to a later time; the payouts of immediate annuities can start immediately.

    Immediate annuities are typically selected by retirees who are looking for steady income payments and need them to start soon. Another great feature of these annuities is they feature tax-deferred growth, which means you don’t need to pay taxes on this increase until the money is withdrawn.

    You have many different options when it comes to immediate annuities, which can make the decision difficult. A great thing about choosing Retirement Income Strategies for your wealth management is that we are able to work with many of these financial institutions to provide our Verona clients with options. This allows us to find an immediate annuity that will best meets your needs.

    Contact Us

    Want to learn more about Verona immediate annuities? Speak with one of our knowledgeable financial professionals. After a short conversation on your current finances and retirement goals, we will be able to determine if an immediate annuity is a good choice for you. Please call us today to schedule your appointment.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

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    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.