• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Verona Senior Life Insurance

    Retirement Income Strategies is the solution if you’re looking for life insurance in Verona. We will look over your unique situation in order to select the option that will work best for you. Add a little additional stability to your future by contacting us today.

    What is senior life insurance?

    Senior life insurance is a contract between an insurance company and a customer which outlines each party’s obligation to one another. The customer agrees to pay a specified amount, or “premium”, on a regular basis, and in return the company agrees to pay a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

    What is the difference between term & universal life insurance? What are the pros & cons of each?

    Term life insurance is linked to a specified time period, regarding both the premium payments and the payout.

    Universal or whole senior life insurance is permanent, guaranteed for the duration of the owner’s life. If set up correctly, universal or whole senior life insurance plans provide simple access to needed funds, while providing tax-advantaged growth of wealth.

    Both varieties of senior life insurance offer benefits. To find out which senior life insurance solution will work best for you, talk to our insurance professionals in Verona.

    How does senior life insurance compare to other investment options?

    The benefits and disadvantages every investment plan will be specific to you, depending on your financial circumstances. This is why selecting a financial professional is a necessity.

    Who needs senior life insurance?

    Everyone needs a senior life insurance policy! It doesn’t matter if you are 21 or 71; you have a need for this important financial product.

    Why should everyone purchase senior life insurance?

    • Funerals cost thousands of dollars. Why place that burden on your family?
    • To pay for the cost of living, such as tuition, groceries, and utility bills.
    • Paying off mortgages and other outstanding debts.

    These are just some of the reasons why you should buy senior life insurance. Talk to a Retirement Income Strategies senior life insurance professional to find out more about your options.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.