Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

What is an annuity?

The type of annuity that would be most suitable for your financial situation depends on a variety of factors.

For example, are you looking for help offsetting long-term care expenses or steady, guaranteed income for life? This checklist will define immediate, deferred, fixed, and variable annuities and will outline the general descriptions of each.

What are the fees associated with an annuity?

This checklist will discuss some of the different fees and charges that may be associated with these products, such as insurance-related fees and penalties for withdrawing early.

What if I need access to the principal in my annuity?

Most annuities offer options that allow you to withdraw a percentage of your contract value each year up to a certain limit. However, early withdrawals could have consequences. This checklist can help explain some of the possible effects of early withdrawals.

How long will I be able to receive income from my annuity?

Annuities pay income in a variety of ways. In some cases, annuities may provide guaranteed income for life. After reading this checklist, you'll learn some of the various payout options available.

Ready to Take The Next Step?

For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.

Or give us a call at 608.208.1800