• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Have you started seriously considering your future finances? Have you developed a plan that includes your retirement and the financial status of your children?

    It takes a lot of hard work to navigate the world of finances. Deciding where your hard-earned capital should be placed is a difficult question to answer. But these types of questions should be asked (and answered) eventually. If you’re looking for help finding the answer to these questions, Retirement Income Strategies is here to offer assistance. As financial professionals, we’ll help you balance your financial future.

    Fixed annuities are a great choice that several of our clients have chosen in order to plan for their future. Like other annuities, fixed annuities are unfamiliar to many people. Our team will help you learn about this product and work with you to decide if it is the right choice.

    What are fixed annuities?

    An annuity, similar to life insurance, is a contract between an individual and a financial organization. The owner of the annuity pays a premium that will, at a predetermined time, be returned to the individual in a lump sum or as incremental payments. A fixed annuity includes an interest rate that is set (for a certain period of time) when the investment is agreed upon. Anyone looking for a low-risk option will appreciate this investment.

    Benefits of fixed annuities

    Included below are some of the great benefits of fixed annuities:

    • Safety – You get a fixed interest rate and guaranteed return on investment.
    • Tax deferral – Every penny put into your annuity will be safe from taxes until the investment is withdrawn.
    • Shelter from creditors – Annuity investments are safe from probate proceedings and cannot be touched by creditors in most situations.

    Contact Retirement Income Strategies

    Please call our office in Madison today to schedule a consultation and learn more about fixed annuities.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.