• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Have your finances been on your mind a lot lately? Have you developed a plan that includes your own retirement and the financial well-being of your children?

    Navigating the world of finance isn’t simple. It can also be stressful to figure out where and when you need to place your savings. At Retirement Income Strategies in Madison, Wisconsin, we help our clients discover the answers to these and many other questions about annuities, life insurance, and other financial products. Our financial professionals are here to help you create a brighter financial future.

    Fixed annuities are one option that our clients have chosen to plan for their future. The specifics of a fixed annuity may be unfamiliar to the general public. If you fit this criteria, we can help you. We’ll teach you about fixed annuities and help you decide if it is a good fit for you.

    What are fixed annuities?

    Like life insurance, annuities work as an agreement between a financial organization and an individual. After making premium payments, the individual will be given a lump sum or incremental payments. Fixed annuities received their name from their interest rates that are locked in at the time of purchase. This provides the owner with safety and predictability.

    Advantages of fixed annuities

    Fixed annuities have been lauded for years as a effective investment strategy that includes major advantages. Here are some of them:

    • A safe investment – As the investor, you’re guaranteed to receive your investment in the future.
    • Tax deferral – Your money will not be taxed until the day you withdraw your investment.
    • Shelter from creditors – In most cases, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Want to learn more about fixed annuities? Please contact our office in Madison today.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.