• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Are you contemplating what your finances will look like in the future? Do you have a retirement plan that includes your children’s well-being?

    It’s not easy to navigate the world of finances. Determining where your hard-earned capital should be placed is a hard question to answer. But these types of questions must be asked (and answered) at some point. At Retirement Income Strategies in Madison, Wisconsin, we help people discover the answers to these and many other questions about annuities, life insurance, and other financial products. As financial professionals, we will help you balance your financial future.

    One of the great financial products that we offer in Madison are fixed annuities. The specifics of a fixed annuity may be unfamiliar to the general public. If you fit this criteria, we can help. We’ll teach you all about fixed annuities and help you determine if it is the right choice for you.

    What are fixed annuities?

    An annuity, similar to an insurance policy, is an agreement between an individual and a financial institution. The individual will receive a lump sum or incremental payments after paying their premium for a predetermined timeframe. Fixed annuities get their name from their interest rates that are locked in at the time of purchase. This is is ideal for anyone looking for an investment that is safe and low-risk.

    Advantages of fixed annuities

    Included below are some of the great advantages of fixed annuities:

    • Predictability – As an investor, you’re guaranteed to receive your investment in the future.
    • Tax deferral – Every penny invested into your annuity will be safe from taxes until the day the investment is withdrawn.
    • Shelter from creditors – In most situations, creditors cannot touch annuity investments. Annuities are safe from probate proceedings.

    Contact us

    If you have questions about fixed annuities or want to set up a consultation, call our Madison office.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.