• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Has your financial future been on your mind a lot recently? Do you have a plan for retirement that includes your children’s financial future?

    It’s not simple to figure out your own finances. It’s not easy to determine when and where you will invest your money. At Retirement Income Strategies in Madison, Wisconsin, we help our clients discover the answers to these and many other questions about annuities, life insurance, and other financial products. As financial professionals, we will help you stabilize your financial future.

    For many of our clients in Madison, investing in fixed annuities is a great choice for planning for the future. Like other annuities, the specifics of a fixed annuity can be unfamiliar to many people. But don’t let this keep you from pursuing this option. We can teach you about this product and help you decide if it is a good choice for you.

    What are fixed annuities?

    Annuities operate as a contract between an individual and a financial institution, similar to an insurance policy. The individual will be given a lump sum or incremental payments after paying their premium for a predetermined timeframe. Fixed annuities received their name from their included interest rates that are locked in at the time of purchase. This gives the owner an option that is safe and predictable.

    Advantages of fixed annuities

    Fixed annuities have been touted for years as a effective investment strategy that includes incredible benefits. Here are some of them:

    • A safe investment – As an investor, you’re guaranteed to receive your investment in the future.
    • Tax deferral – Every cent invested into your annuity will be free from taxes until the day the investment is withdrawn.
    • Shelter from creditors – In most situations, creditors cannot touch annuity investments. Annuities are absolutely safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Ready to learn more about fixed annuities? Please contact our office in Madison today.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.