• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Has your financial future been on your mind a lot recently? Have you planned out your future to ensure a stress-free retirement and a future for your kids that’s financially sound?

    It’s not simple to figure out your own finances. Determining where your savings should be placed is a difficult question to answer. But these types of questions should be asked (and answered) eventually. Retirement Income Strategies helps people in Madison, Wisconsin with finding answers to questions regarding financial products, such as annuities and life insurance. Our financial professionals will work together with you to secure your financial future.

    For many of our Madison clients, investing in fixed annuities may be the best way to plan for the future. Despite the advantages, many people are unfamiliar with fixed annuities. Our staff will help you learn about this product and work with you to decide if it is the right choice.

    What are fixed annuities?

    An annuity, similar to life insurance, is an agreement between an individual and a financial institution. After paying a premium, the owner of the annuity will receive a lump sum or incremental payments. With fixed annuities, the owner receives a locked interest rate for a certain length of time. This provides the owner with safety and predictability.

    Advantages of fixed annuities

    Fixed annuities have been touted for years as a singularly unique investment strategy accompanied by major benefits. Here are a few:

    • Security – Unlike many investments, you’re certain to get back the money that you have invested.
    • Tax deferral – Every cent invested into your annuity will be free from taxes until the day you withdraw your investment.
    • Shelter from creditors – In most situations, creditors cannot touch annuity investments. Annuities are absolutely safe from probate proceedings.

    Contact Retirement Income Strategies

    Ready to learn more about fixed annuities in Madison? Please contact our office today.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.