• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Have you started seriously considering your future finances? Have you developed a plan that includes your retirement and the financial status of your entire family?

    It takes time and patience to navigate the world of finances. It’s not easy to figure out when and where you will invest your money. But these types of questions should be asked (and answered) at some point. Retirement Income Strategies helps people in Madison, Wisconsin with finding answers to questions regarding annuities, life insurance, and other financial products. Our financial professionals are here to help you create a brighter financial future.

    For many of our clients in Madison, investing in fixed annuities may be the best way to plan for the future. Like all annuities, the specifics of a fixed annuity can be unfamiliar to many people. Our team will help you learn about this product and work with you to decide if it is a good fit.

    What are fixed annuities?

    Like an insurance policy, annuities function as an agreement between a financial organization and an individual. The owner of the annuity pays a premium that will, at a predetermined time, be returned back to the individual in a lump sum or as incremental payments. A fixed annuity includes an interest rate that is “fixed” (for a set period of time) when the investment is agreed upon. This option is great for anyone looking for something that is safe and low-risk.

    Advantages of fixed annuities

    Fixed annuities have several great benefits that make them an attractive investment option. Here are a few:

    • A safe investment – Unlike many investments, ou’re certain to have your money returned to you.
    • Tax deferral – Every cent invested into your annuity will be safe from taxes until your investment is withdrawn.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are absolutely safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Please contact our Madison office today to arrange a consultation and learn more about fixed annuities.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.