• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Have you started seriously considering your financial future? Do you have a plan for retirement that includes your children’s well-being?

    It’s not simple to navigate the world of finances. Deciding where your savings should be placed is a hard question to answer. Retirement Income Strategies helps people in Madison, Wisconsin with finding answers to questions regarding annuities, life insurance, and other financial products. As financial professionals, we will help you stabilize your financial future.

    Fixed annuities are a great choice that our clients have chosen in order to plan for their future. Despite the advantages, many people don’t know what fixed annuities are. But don’t let this dissuade you from pursuing this option. We will teach you about this product and help you decide if it is the best option.

    What are fixed annuities?

    Similar to life insurance, annuities function as a contract between a financial organization and an individual. The owner of the annuity pays a premium that will, at a predetermined time, be returned back to the individual in a lump sum or as incremental payments. Fixed annuities received their name from their included interest rates that are locked in at the time of purchase. Anyone looking for a low-risk, predictable option will appreciate this investment.

    Advantages of fixed annuities

    Fixed annuities have many great advantages that make them an attractive investment opportunity. Here are a few of them:

    • Security – You get a fixed interest rate and guaranteed return on investment.
    • Tax deferral – Every cent put into your annuity will be free from taxes until the day you withdraw your investment.
    • Shelter from creditors – Annuity investments are safe from probate proceedings and cannot be touched by creditors in most situations.

    More Questions? Call Retirement Income Strategies for Answers

    Please call our office today to schedule a consultation and learn more about fixed annuities in Madison.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.