• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Have you started seriously considering your future finances? Do you have a retirement plan that includes your children’s well-being?

    Navigating your finances isn’t easy. It can also be quite stressful to decide where and when you need to keep your savings. But these types of questions need to be asked (and answered) at some point. Retirement Income Strategies is here to help people in Madison, Wisconsin with finding answers to questions regarding financial products. Our financial professionals are here to help you stabilize your financial future.

    One of the exciting financial products that we offer in Madison are fixed annuities. Despite the advantages, many people don’t know what fixed annuities are. But don’t let this keep you from pursuing this option. We can teach you about fixed annuities and help you decide if it is a good choice for you.

    What are fixed annuities?

    Annuities operate as a contract between an individual and a financial organization, similar to an insurance policy. The individual will be given a lump sum or incremental payments after paying their premium for a predetermined schedule. With a fixed annuity, the owner receives a locked interest rate for a set period of time. Anyone looking for a low-risk option will appreciate this investment.

    Advantages of fixed annuities

    Here are some of the great advantages of fixed annuities:

    • Security – As an investor, you’re guaranteed to get back what you have invested.
    • Tax deferral – Every penny put into your annuity will be free from taxes until your investment is withdrawn.
    • Shelter from creditors – In most situations, creditors cannot touch annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    If you have any questions about fixed annuities in Madison or you’d like to set up a consultation, please call our office today.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.