• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Are you thinking about what your finances will look like in the future? Do you have a retirement plan that includes your children’s financial future?

    Navigating the world of finance isn’t simple. It’s not easy to decide when and where you will invest your money. But these types of questions must be asked (and answered) at some point. If you are looking for help finding the answer to questions about financial products, Retirement Income Strategies can offer assistance. Our financial professionals are here to help you create a brighter financial future.

    Fixed annuities are a great choice that our clients have chosen to plan for their future. Fixed annuities may be unfamiliar to the general public. If you fit this criteria, we can help. We’ll teach you all about fixed annuities and help you determine if it is a good fit for you.

    What are fixed annuities?

    Annuities function as a contract between a person and a financial institution, similar to an insurance policy. The individual pays a premium that will, at a predetermined time, be returned to the individual with the additional value of the investment. Fixed annuities received their name from their included interest rates that are locked in at the time of purchase. This gives the owner an option that is safe and predictable.

    Benefits of fixed annuities

    Fixed annuities have been lauded for years as a effective investment strategy accompanied by major benefits. Here are a few of them:

    • Safety – You know exactly what to expect with this kind of investment.
    • Tax deferral – Your money won’t be taxed until the day you withdraw your investment.
    • Shelter from creditors – Annuities cannot be touched by creditors in most situations and are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    If you have any questions about fixed annuities in Madison or you’d like to schedule a consultation, please call our office today.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.