• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Has your financial future been on your mind a lot recently? Do you have a plan for retirement that includes your children’s financial future?

    It takes a lot of hard work to figure out your own finances. Determining where your hard-earned capital should be placed is a difficult question to answer. If you’re looking for help finding the answer to these questions, Retirement Income Strategies is here to offer help. Our financial professionals will work together with you to secure your financial future.

    Fixed annuities are a choice that several of our clients have chosen in order to plan for their future. Like other annuities, fixed annuities are unfamiliar to many people. But don’t let this dissuade you from pursuing this option. We can teach you about fixed annuities and help you decide if it is a good choice for you.

    What are fixed annuities?

    Annuities work as a contract between a person and a financial organization, similar to an insurance policy. The individual will be given a lump sum or incremental payments after paying their premium for a predetermined time. A fixed annuity includes an interest rate that is locked in (for a set period of time) when the investment is made. This gives the owner an option that is safe and predictable.

    Benefits of fixed annuities

    Fixed annuities have been lauded for years as a singularly unique investment strategy accompanied by major benefits. Here are a few of them:

    • Safety – As an investor, you’re guaranteed to receive your investment in the future.
    • Tax deferral – Fixed annuities are tax-deferred, which means this money will not be taxed until you withdraw your investment.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Ready to learn more about fixed annuities? Please call our office in Madison today.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.