• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Are you thinking about what your finances will look like in the future? Do you have a plan for retirement that includes your children’s well-being?

    It takes patience and time to navigate the world of finances. It’s not easy to decide when and where you will invest your money. At Retirement Income Strategies in Madison, Wisconsin, we help our clients find the answers to these and many other questions about annuities, life insurance, and other financial products. Our financial professionals will do what they can to secure your financial future.

    One of the great financial products that we offer in Madison are fixed annuities. Like other annuities, the specifics of a fixed annuity can be unfamiliar to many people. But don’t let this keep you from pursuing this option. We can teach you about this product and help you determine if it is a good choice for you.

    What are fixed annuities?

    Annuities work as a contract between a person and a financial organization, similar to an insurance policy. After paying a premium, the owner of the annuity will receive a lump sum or incremental payments. With fixed annuities, the owner gets a locked interest rate for a specified period of time. This option is great for anyone looking for an investment that has minimal risk.

    Benefits of fixed annuities

    Fixed annuities have many great advantages that make them an attractive investment option. Here are a few of them:

    • A safe investment – You get a fixed interest rate and guaranteed return on your investment.
    • Tax deferral – Every cent invested into your annuity will be safe from taxes until the day the investment is withdrawn.
    • Shelter from creditors – In most cases, creditors cannot touch annuity investments. Annuities are absolutely safe from probate proceedings.

    Contact us

    If you have questions about fixed annuities or you’d like to set up a consultation, contact our office in Madison.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.