• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Are you contemplating what your finances will look like in the future? Have you thought about how you will plan for your future to make sure you have a stress-free retirement and a future for your kids that’s financially sound?

    It takes a lot of hard work to navigate the world of finances. Determining where your money should be placed is a difficult question to answer. Retirement Income Strategies helps people in Madison, Wisconsin with finding answers to questions about financial products. Our financial professionals will work together with you to secure your financial future.

    For many of our clients in Madison, investing in fixed annuities is a great choice for planning for the future. Like other annuities, the specifics of a fixed annuity can be unfamiliar to many people. But don’t let this dissuade you from pursuing this option. We can teach you about this product and help you decide if it is the best option.

    What are fixed annuities?

    An annuity, much like an insurance policy, is a contract between an individual and a financial organization. After paying a premium, the individual will be given a lump sum or incremental payments. A fixed annuity comes with an interest rate that is locked in (for a set period of time) when the investment is made. This gives the owner an option that is safe and predictable.

    Advantages of fixed annuities

    Included below are some of the great advantages of fixed annuities:

    • Security – Unlike some investments, you’re certain to receive the money that you have invested.
    • Tax deferral – Your money won’t be taxed until your investment is withdrawn.
    • Shelter from creditors – In most situations, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    More Questions? Call Retirement Income Strategies for Answers

    Please contact our Madison office today to schedule a consultation and learn more about fixed annuities.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.