• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Has your financial future been on your mind a lot recently? Do you have a plan for retirement that includes your children’s financial future?

    Navigating your finances isn’t easy. It’s not easy to figure out when and where you will invest your money. At Retirement Income Strategies, we help our clients discover the answers to these and many other questions about annuities, life insurance, and other financial products. Our financial professionals are here to help you create a brighter financial future.

    Fixed annuities are a great option that many of our clients have chosen to plan for their future. Fixed annuities may be unfamiliar to most people. If you fit this criteria, we can help you. We’ll teach you about fixed annuities and help you decide if it is a good fit for you.

    What are fixed annuities?

    Like life insurance, annuities work as an agreement between a financial organization and an individual. The owner of the annuity pays a premium that will, at a predetermined date, be returned to the individual in a lump sum or as incremental payments. With fixed annuities, the owner is given a locked interest rate for a specified length of time. This provides the owner with safety and predictability.

    Benefits of fixed annuities

    Here are a few of the benefits of fixed annuities:

    • Predictability – You know exactly what to expect with this kind of investment.
    • Tax deferral – Your money won’t be taxed until your investment is withdrawn.
    • Shelter from creditors – Annuity investments are safe from probate proceedings and cannot be touched by creditors in most situations.

    Contact us

    Please contact our Madison office today to arrange a consultation and learn more about fixed annuities.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.