• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Fixed Annuities Throughout Madison

    Has your financial future been on your mind a lot lately? Have you planned out your future to ensure a stress-free retirement and a future for your family that’s financially stable?

    Navigating your finances isn’t simple. Deciding where your hard-earned capital should be placed is a difficult question to answer. But these types of questions must be asked (and answered) eventually. At Retirement Income Strategies, we help people discover the answers to these and many other questions about annuities, life insurance, and other financial products. Our financial professionals are here to help you create a brighter financial future.

    One of the exciting financial products that we offer in Madison are fixed annuities. The specifics of a fixed annuity may be a mystery to the general public. Our team can help you learn about this product and work with you to determine if it is a good fit.

    What are fixed annuities?

    Annuities function as a contract between a person and a financial institution, similar to an insurance policy. The owner of the annuity will be given a lump sum or incremental payments after paying their premium for a predetermined timeframe. A fixed annuity comes with an interest rate that is set (for a set period of time) when the investment is made. This provides the owner with safety and predictability.

    Advantages of fixed annuities

    Here are some of the benefits of fixed annuities:

    • Security – You know exactly what to expect with this kind of investment.
    • Tax deferral – Every cent invested into your annuity will be safe from taxes until the day the investment is withdrawn.
    • Shelter from creditors – In most cases, creditors are barred from annuity investments. Annuities are safe from probate proceedings.

    Contact Retirement Income Strategies

    Please call our Madison office today to schedule a consultation and learn more about fixed annuities.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.