• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Immediate Annuities

    The products we rely on to plan for retirement have changed a lot over the years. It’s quite difficult to bank on Social Security when its future is in doubt. Because of this, it’s important that people prepare now for their retirement years. To accomplish this goal, many people have turned to immediate annuities.

    About Immediate Annuities

    Before we can explain the specifics of this product, we must first talk about annuities in general. At its base level, an annuity is a financial product that functions as an agreement between a person and an insurance company. On one side, the annuity owner makes a lump sum payment to the company. On the other side, the company agrees to make regular payments back to the individual at a later time. In respect to when these payouts happen, there are two basic types of annuities: deferred and immediate. Deferred annuities include payouts that are pushed aside to a later date; the payouts of immediate annuities can start immediately.

    For those looking for recurring income payments within a short amount of time, immediate annuities can be a great choice. Another attractive feature of these annuities is they feature tax-deferred growth, which means you don’t need to pay taxes on this increase until the money is withdrawn.

    You have many different options when it comes to immediate annuities, which can make this choice difficult. To help you make an informed decision on immediate annuities, Retirement Income Strategies is independent, meaning it will provide you with access to products from several different companies. Through this structure, we’re better equipped to find an annuity that fits your needs.

    Contact Us

    Meet with one of our experienced financial professionals to learn more about Madison immediate annuities. After a short conversation on your current finances and retirement goals, we will be able to figure out if an immediate annuity is a good choice for you. Call us today to schedule your appointment.

    Kristian Finfrock

    kristian

    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

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    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.