• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Immediate Annuities

    The products we rely on to plan for retirement have changed a lot over time. It’s tough to rely on Social Security when its future is uncertain. This is why it is important for people to prepare now for their retirement future. For many, immediate annuities are a product that could assist with accomplishing this goal.

    What Is An Immediate Annuity?

    Before we can get into the specifics of this product, we need to talk about annuities in general. An annuity is a financial product that functions as an agreement between a person and an insurance company. The individual makes a lump sum payment to the financial institution, who makes regular payments back to the person at a predetermined time. In respect to when these payments happen, there are two basic types of annuities: deferred and immediate. Deferred annuity payments occur at later date while immediate annuities can start payouts within a few weeks.

    Immediate annuities are often selected by people who are looking for steady income payments to start within a short amount of time. Immediate annuities are tax-deferred, which means you don’t need to pay taxes on this increase until the money is withdrawn.

    Because there are many companies that sell them, there are a lot of options when it comes to immediate annuities. A great thing about choosing Retirement Income Strategies for retirement planning is that we are able to work with many of these financial institutions to provide our Madison customers with options. This structure allows us to select an immediate annuity that will best meets your needs.

    Contact Us

    Meet with one of our knowledgeable financial professionals to learn more about Madison immediate annuities. We will be happy to talk about your financial and retirement goals to determine if one of these products would be a good fit for you. Give us a call today to schedule your appointment.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

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    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.