• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Madison

    Our staff of Madison life insurance specialists can help you through the challenging process of choosing life insurance. We will look over your unique situation in order to locate the option that will work best for you. Add some additional stability to your future by contacting us today.

    About Life Insurance

    In a life insurance policy, an agreement is made between an insurance agency and a customer. The policyholder agrees to pay a certain amount of money at regular intervals, which is called a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

    What is the difference between term & universal life insurance

    With term life insurance, the policy owner pays for a certain amount of time and the benefits are only available for a fixed period.

    Universal or whole life insurance is guaranteed for the entire duration of the owner’s life. The advantages of this type of life insurance include easy access to funds and tax-advantaged growth of wealth.

    You will find benefits to both types of life insurance. To find out which life insurance solution will work best for you, speak with our Madison insurance professionals.

    How does life insurance compare to other investment options?

    All investment strategies have pros and cons depending on each client’s particular background. If you want to make the right choice, you need to select an experienced financial advisor.

    Who Needs Life Insurance?

    All adults, no matter how old they are, have a need for life insurance.

    Why Should Everyone Buy Life Insurance?

    • Remove the responsibility of paying for funeral expenses from your family members.
    • To cover the cost of living, such as school fees, groceries, and bills.
    • To pay off mortgages and other debts.

    These three reasons are just the beginning. Talk to a life insurance professional at Retirement Income Strategies to find out more about your options.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.