• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Madison

    Our life insurance specialists are the solution you’re looking for if you need life insurance in Madison. We take your unique situation into account in order to select the option that will work best for you. Secure your financial future. Call us today.

    What’s Life Insurance?

    Life insurance is an agreement between an insurance provider and a customer which outlines the obligations of each party. The customer pays a certain amount at regular intervals, which is known as a “premium”. In return, the company will pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

    What is the difference between term & universal life insurance

    With term life insurance, the owner of the policy pays for a specific amount of time and the benefits lasts for a fixed period.

    Conversely, whole or universal life insurance is guaranteed for the duration of the owner’s life. The benefits of this type of life insurance include easy access to funds and tax-advantaged growth of wealth.

    Each form of life insurance offers benefits. Contact one of our Madison insurance professionals to learn which life solution is best for you.

    What are the financial benefits of owning a life insurance policy compared to investing in other ways?

    The benefits and disadvantages to every investment strategy will be unique to you, depending on your financial situation. If you want to make the correct choice, you need to find an experienced financial advisor.

    Who Needs Life Insurance?

    All adults, no matter how old they are, have a need for life insurance.

    Why Should Everyone Buy Life Insurance?

    • Funerals can cost thousands of dollars. Why place that burden on your family?
    • To cover school fees, utility bills, groceries, and other costs of living.
    • Paying off mortgages and other debts.

    These only represent a few of the reasons why you should buy life insurance. Talk to a life insurance professional at Retirement Income Strategies to learn more about your options.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.