• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Madison

    Retirement Income Strategies is a group of life insurance specialists in the area of Madison, Wisconsin. Our life insurance professionals will help you find the best life insurance option for your unique situation. Add some extra stability to your future by contacting us now.

    What’s Life Insurance?

    Life insurance is an agreement between an individual and an insurance provider. The customer pays a specified amount, called a “premium”, at regular intervals, and the company pays a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

    What is the difference between universal & term life insurance? What are their pros & cons?

    With term life insurance, the owner of the policy pays for a certain time period and the benefits are only available for a set period.

    In contrast, whole or universal life insurance is guaranteed for the entire duration of the owner’s life. This life insurance also allows for easy access to funds and provides tax-advantaged wealth growth.

    You can find benefits to both types of life insurance. To learn which life insurance solution will work for you, talk to our insurance professionals in Madison.

    What are the benefits of owning a life insurance policy as opposed to investing in other ways?

    The pluses and minuses of to each investment strategy will be specific to you, depending on your financial situation. Finding an experienced financial advisor is the best way to ensure you make the right choice.

    Who Needs Life Insurance?

    The answer is simple: everyone. Life insurance provides peace of mind to people at any stage of life.

    Why Should Everyone Purchase Life Insurance?

    • Funerals can cost tens of thousands of dollars. Don’t let these expenses send your family into financial distress.
    • To pay for the expense of children that may still be living at home.
    • Paying off debts that have been left behind, including mortgages.

    These are just some of the reasons why you should buy life insurance. Talk to a Retirement Income Strategies life insurance professional today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.