• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Madison

    Want to buy life insurance but aren’t sure which plan you should select? Talk to our life insurance specialists in Madison now. We will look over your unique situation in order to find the option that will work best for you. Call us now to take the necessary steps towards a more secure future.

    About Life Insurance

    Life insurance is a contract between an individual and an insurance company. The policyholder agrees to pay a certain amount of money at scheduled intervals, which is called a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

    What are the pros & cons of term & universal life insurance

    With term life insurance, the policy owner pays for a specific amount of time and the benefits are only available for a fixed period.

    Universal or whole life insurance is guaranteed for the owner’s entire life. If correctly set up, universal or whole life insurance plans provide easy access to funds, while also providing for tax-advantaged growth of wealth.

    Both types of life insurance have benefits. Call one of our Madison insurance professionals to learn which life solution is best for you.

    How does life insurance compare to other investment options?

    The pluses and minuses of to every investment plan will be unique to you, depending on your financial circumstance. This is why choosing a dependable financial advisor is so important.

    Who Needs Life Insurance?

    The answer is simple: Everyone should buy a life insurance policy.

    Why Should You Buy Life Insurance?

    • Provide the means for your family to pay for funeral expenses.
    • To cover the expense of children still living at home.
    • Paying off mortgages and other outstanding debts.

    These only represent a portion of the reasons why you need life insurance. Learn more about your options by contacting a life insurance professional at Retirement Income Strategies.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.