• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Life Insurance in Madison

    Our team of life insurance specialists in Madison can help you through the unfamiliar process of choosing life insurance. Our life insurance professionals will help you find the best life insurance option for your specific situation. Stabilize your financial future. Call us today.

    About Life Insurance

    Life insurance is an agreement between a customer and an insurance agency. The insurance company agrees pays a lump sum to a beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

    What is the difference between term & universal life insurance? What are the pros & cons of each?

    Term life insurance means you only pay for specific time frame, and the benefit to your heirs only lasts for a certain time.

    Whole or universal life insurance is permanent, guaranteed for the duration of the owner’s life. If set up correctly, whole or universal life insurance plans provide quick access to funds, while also providing for tax-advantaged growth of wealth.

    Both varieties of life insurance have benefits. Talk to our licensed Madison life insurance professionals to find out the best solution for you.

    How does life insurance compare to other investment options?

    Each type of investment program has its pros and cons depending on each client’s particular financial circumstance. The most important thing to consider is selecting an experienced financial advisor who will consider each case individually.

    Who Needs Life Insurance?

    Everyone. Life insurance is a product that provides peace of mind to people of all ages.

    Why Should You Buy Life Insurance?

    • Remove the burden of paying for funeral expenses from your family.
    • To pay for school fees, utility bills, groceries, and other costs of living.
    • Paying off mortgages and other debts.

    These are only some of the reasons why you need life insurance. Talk to a Retirement Income Strategies life insurance professional today to find out more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.