• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Are You Ready to Retire?

    After you spend most of your adult life working for someone else, it’s time to spend your life doing what makes you happy during your retirement years. If you’re near your retirement years, you know what that means –- an income of about 75 percent of what you earned while employed full-time, as well as funds for health care and a nest egg to help you reach goals like a boat or RV, vacations, art projects or building a dream home. If you haven’t already, take a careful look at your retirement accounts and work with a qualified, trusted financial professional to help you make the most out of your golden years.

    We recommend gathering your assets and setting aside funds today, even if you aren’t going to start retirement for years. A financial professional or retirement advisor can help you decide how much money to save, where to invest your money and how to plan for income taxes.

    Creating a Plan For Retirement

    Specialists ranging from Wall Street brokerages to the U.S. Dept. of Labor to top-tier financial reporters agree: the surest way to plan for your golden years is putting aside savings in your 20s. This means more years for your money to grow in the stocks and bonds market, and it means you won’t have to decrease your standard of living toward the end of your professional life as you get ready for years away from Madison.

    Retirement Income Strategies Financial Products

    After you put aside a portion of your income for several months, you choose where to put your developing accounts. The most widely suggested option is a fund with tax savings benefits such as a 401(k), which you set up throughan employer, or an IRA (investment retirement account), which you set up on your own. You can set aside retirement funds before the income is taxed or you can receive it during your retirement years without accruing taxes. If you invest without these tax advantages, you will be taxed on the original income and be taxed at the capital gains rate when you earn profits.You can also choose between investing in bonds, stocks, or a combination of funds known as a mutual fund.

    Your strategy may change over time as the stock markets change. You can keep up on the basics of developing a strategy for retirement by reading business blogs, but a financial specialist has the experience to take in all the details and implications. If you work with a financial advisor you can rely on, you will save yourself stress and hassle and will have a much higher chance of success.

    Book an Appointment

    Developing a strategy for retirement can be complicated, and it gets even more confusing when you are looking decades in advance. The professionals at Retirement Income Strategies are dedicated to helping you make the choicess that are suitable for your life and your financial situation.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.