• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Starting a Plan For Retirement

    Forget about what they say regarding your 20’s, your retirement years are be the the real prime of your life. It’s likely you’re looking forward to seeing the world and enjoying time with your family. However, Getting to a comfortable retirement is another tale. It can sometimes take decades to prepare for your retirement correctly. If you’re ready to reach your goals, or be ready to pay for them, talk to Retirement Income Strategies today. Our team of financial specialists are ready to help you reach your goals.

    We recommend gathering your portfolio and reserving money today, even if you won’t retire for decades. A financial professional or retirement advisor can help you decide how much of your income to set aside, where to invest your funds and how to plan for income taxes.

    How do you Begin Preparing?

    Experts ranging from Wall Street brokerages to the U.S. Dept. of Labor to top-tier financial journalists agree: the best way way to start planning for your golden years is setting aside savings starting in your twenties. This means more years for your investments to develop in the stocks and bonds market, and it means you won’t have to panic toward the end of your professional life as you plan for years away from full-time work.

    What We Offer

    After you put aside a portion of your wages for several months, you choose where to put your developing funds. The most often recommended option is to choose a fund with tax perks such as a 401(k), which you set up through work, or an IRA (investment retirement account), which you set up independently. You can set aside retirement money before the income is taxed or you can receive it after retirement without accruing taxes. If you invest without these tax benefits, you will pay on the original income and pay at the capital gains rate when you earn profits.With the money in your accounts, you can also choose between investing in bonds, stocks, or a group of funds known as a mutual fund.

    Your plan could change over time as the markets change. You can study the basics of creating a plan for retirement by reading business news, but a financial professional has the expertise to take in all the details and implications. If you rely on a financial advisor you can depend on, you can save yourself stress and hassle and will have a much higher chance of success.

    Meeting with a Financial Expert

    Creating a plan for retirement can be complex, and it gets even more bewildering when you are looking decades in advance. The professionals at Retirement Income Strategies are dedicated to helping you make the investmentss that are suitable for your life and your financial outlook.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.