• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Start Planning for Retirement in Madison, Wisconsin

    If you have spent most of your adult life working to make ends meet, it’s time to spend your life doing what makes you happy during your retirement. If you’re near your retirement years, you know what that means –- an income of about 75 percent of what you earned while working, as well as funds for medical costs and a nest egg to get you closer to your dreams like a boat or RV, vacations, hobbies or building a dream home. Take a close look at your retirement outlook and work with a trusted financial professional to make the most out of your retired years.

    We suggest collecting your savings and reserving funds now, even if you aren’t going to retire for a long time. A financial professional or retirement advisor can help you decide how much of your income to save, where to invest your funds and how best to plan for taxes.

    Beginning to Plan For Retirement

    Specialists agree: the most effective way to plan for your retirement years is putting aside savings in your twenties. This means more time for your money to thrive in the stocks and bonds market, and you won’t have to decrease your standard of living toward the end of your professional life as you plan for years away from full-time work.

    How We Can Help

    When you’re saving money regularly, you choose where to put your growing funds. The most widely recommended option is a fund with tax benefits such as a 401(k), which you set up through work, or an IRA (investment retirement account), which you set up independently. Depending on the strategy you choose, you can set aside retirement funds before the money is taxed or you can receive it after your retirement years without incurring taxes.With the money in your accounts, you can also choose between investing in stocks, bonds, or a combination of funds known as a mutual fund.

    Regardless of your beginning strategy, understand that your strategy could change over time as the stock markets change. You can learn the essentials of making a plan for retirement by reading business blogs, but a financial professional has the expertise to take in all the details and implications. If you rely on a financial advisor you can trust, you will save yourself a lot of trouble and will have a much higher chance of success.

    Talk with a Financial Specialist

    Creating a plan for retirement can be tricky, and it gets even more difficult when you have to look many years in advance. The professionals at Retirement Income Strategies are focused on helping you make the decisions that are suitable for your life and your financial outlook.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.