• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Retirement Income Strategies Retirement Planning in Madison, Wisconsin

    Forget about what they say about your 20’s, your retirement years should be the best years of your life. Chances are you’re looking forward to seeing the world and enjoying time with your family. However, Reaching a comfortable retirement is a different story. It can sometimes take decades to prepare for a comfortable retirement correctly. Place your golden years in expert hands and trust Retirement Income Strategies to help you prepare for your retirement. Our staff of financial planners are ready to help you reach your goals.

    We recommend gathering your assets and reserving money now, even if you aren’t going to retire for decades. A financial professional or retirement advisor can help you decide how much money to set aside, where to invest your nest egg and how to plan for taxes.

    When Should I Start Planning?

    Specialists agree: the most effective way to start planning for your golden years is putting aside savings in your twenties. This means more years for your funds to grow in the stock market, and it means you won’t have to panic toward the end of your professional life as you get ready for a future away from Madison.

    What We Offer

    When you’re saving income regularly, you decide where to put your developing savings. The most widely recommended choice is a fund with tax savings perks such as a 401(k), which you set up through an employer, or an IRA, which you set up on your own. Depending on the strategy you choose, you can set aside retirement money before the income is taxed or you can receive it during retirement without being charged taxes. If you invest without these tax benefits, you will be taxed on the original income and be taxed at the capital gains rate when you earn profits.You can also choose between investing in stocks, bonds, or a combination of investments known as a mutual fund.

    Regardless of your beginning strategy, know that your strategy might change over time as the stock markets change. You can keep up on the basics of developing a strategy for retirement by reading business blogs, but a financial advisor has the expertise to take in all the details. If you work with a financial expert you can rely on, you can save yourself a lot of trouble and will have more success.

    Set Up an Appointment

    Developing a strategy for retirement can be tricky, and it gets even more difficult when you are looking many years in advance. The professionals at Retirement Income Strategies are focused on helping you make the decisions that are suitable for your life and your financial situation.

    Kristian Finfrock

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    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

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    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.