• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Life Insurance

    Our team of Madison life insurance specialists can assist you through the unfamiliar process of selecting life insurance. By looking over your unique situation, we’ll help you select your best option. Contact us today to take steps towards a more secure future.

    What is senior life insurance?

    In a senior life insurance contact, an agreement is made between an insurance provider and a customer. The policyholder agrees to pay a certain amount of money at scheduled intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

    Term & Universal life insurance?

    Term life insurance is linked to a specified time frame, relating to both the premium payments and the payout.

    Universal or whole senior life insurance is guaranteed for the duration of the owner’s life. If set up correctly, universal or whole senior life insurance plans provide quick access to needed funds, while also providing for tax-advantaged growth of wealth.

    Both varieties of senior life insurance offer benefits. To learn which senior life insurance solution will work for you, speak with our insurance professionals in Madison.

    What are the financial benefits of a owning a senior life insurance policy compared to investing in other ways?

    All investment strategies have pros and cons depending on each client’s individual circumstances. This is why selecting a financial professional is so important.

    Who needs senior life insurance?

    Everyone! Senior life insurance provides peace of mind to people of all ages.

    Why should everyone purchase senior life insurance?

    • Funerals can cost tens of thousands of dollars. Why place that burden on your family?
    • To cover the cost of living, such as tuition, groceries, and utility bills.
    • Pay off mortgages and other debts.

    There are several other reasons to buy senior life insurance. Talk to a Retirement Income Strategies senior life insurance professional to learn more about your options.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.