• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Madison

    Our team of life insurance specialists in Madison can help you through the unfamiliar process of choosing your life insurance policy. In order to choose the option that is best for you, we will take your unique situation into account. Stabilize your future. Please call us today.

    What’s senior life insurance?

    Senior life insurance is an agreement between an insurance agency and a customer which outlines each party’s obligation to one another. The customer pays a specified amount, or “premium”, at regular intervals, and the company pays a designated amount to a beneficiary under certain circumstances (generally at the policy owner’s time of death).

    What is the difference between term & universal life insurance?

    Term life insurance means the owner of the policy is only required to pay for a specified time frame, and the benefit only lasts for a certain time.

    Whole or universal senior life insurance is guaranteed for the owner’s entire life. The advantages of this kind of senior life insurance include easy access to funds and tax-advantaged growth of wealth.

    There are advantages to each type of senior life insurance. Talk to our senior life insurance professionals in Madison to find out the best solution for you.

    How does senior life insurance compare to other investment options?

    All investment strategies have pros and cons depending on your unique circumstances. This is why choosing a financial professional is a necessity.

    Who needs senior life insurance?

    All adults, no matter how old they are, have a need for senior life insurance.

    Why should everyone buy senior life insurance?

    • Provide the means for your family to pay for funeral expenses.
    • To pay for the cost of living, such as tuition, groceries, and utility bills.
    • Paying off debts that have been left behind, including mortgages.

    There are many other reasons to purchase senior life insurance. Learn more by contacting a senior life insurance professional from Retirement Income Strategies.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.