• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Life Insurance

    Looking for life insurance but don’t know which plan you should choose? Call our life insurance specialists in Madison today. In order to choose the option that will work best for you, we’ll take your unique situation into account. Call us today to take the necessary steps towards improved financial security.

    About Senior Life Insurance

    Senior life insurance is an agreement between a person and an insurance company. The insurance company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

    Universal & Term life insurance?

    Term life insurance means the owner of the policy is only required to pay for specific period of time, and the benefit only lasts for a fixed period.

    Universal or whole senior life insurance is permanent, guaranteed for the entire duration of the owner’s life. If correctly set up, these senior life insurance plans can provide simple access to needed funds, while also providing for tax-advantaged growth of wealth.

    You will find benefits to both types of senior life insurance. Talk to our senior life insurance professionals in Madison to find out the best solution for you.

    What are the benefits of a senior life insurance policy as opposed to investing in other ways?

    Each type of investment plan has its pros and cons depending on each client’s unique financial circumstance. The most important thing to think about is how to select a professional financial professional who will take care of your needs.

    Who needs senior life insurance?

    All adults, no matter how old they are, have a need for senior life insurance.

    Why should everyone buy senior life insurance?

    • Provide the means for your family to pay for funeral expenses.
    • To pay for the cost of living, such as tuition, food, and bills.
    • Pay off debts that have been left behind, including mortgages.

    These reasons are just the beginning. Learn more by contacting a senior life insurance professional from Retirement Income Strategies.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.