• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Senior Life Insurance

    Retirement Income Strategies is a group of life insurance specialists in the Madison area. In order to select the option that is right for you, we’ll take your unique situation into account. Secure your financial future. Please call us today.

    About Senior Life Insurance

    In a senior life insurance contact, an agreement is made between a customer and an insurance provider. The company pays a lump sum to a beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

    What is the difference between term & universal life insurance? What are their pros & cons?

    With term life insurance, the owner of the policy pays for a certain time period and the benefits lasts for a fixed period.

    Universal or whole senior life insurance is guaranteed for the owner’s entire life. This form of life insurance also allows for easy access to funds and provides tax-advantaged wealth growth.

    You can find benefits to both types of senior life insurance. To find out which senior life insurance solution will work for you, speak with our Madison insurance professionals.

    What are the financial benefits of a senior life insurance policy as opposed to investing in other ways?

    The pluses and minuses of every investment strategy will be unique to you, depending on your financial situation. Choosing an experienced financial professional is the right way to ensure you choose the right path.

    Who needs senior life insurance?

    Every adult, no matter how old, has a need for senior life insurance.

    Why should everyone buy senior life insurance?

    • Funerals cost thousands of dollars. Don’t let these expenses send your family into financial distress.
    • To pay for living expenses, such as school fees, groceries, and bills.
    • Pay off mortgages and other debts.

    There are many other reasons to buy senior life insurance. Learn more by contacting a senior life insurance professional at Retirement Income Strategies.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.