• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Life Insurance

    Retirement Income Strategies is your life insurance specialists in the Madison area. Our life insurance professionals will help you find the best life insurance option for your unique situation. Secure your financial future. Please call us today.

    What’s senior life insurance?

    In a senior life insurance contact, an agreement is made between an insurance provider and a customer. The company pays a lump sum to a designated beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

    Term & Universal life insurance?

    Term life insurance means the owner of the policy is only required to pay for specific time frame, and the benefit only lasts for a fixed period.

    In contrast, universal or whole senior life insurance is guaranteed for the entire duration of the owner’s life. This life insurance also allows for easy access to funds and provides tax-advantaged wealth growth.

    There are benefits to both types of senior life insurance. Call one of our Madison insurance professionals to learn which life solution is best for you.

    How does senior life insurance compare to other investment options?

    The benefits and disadvantages every investment strategy will be unique to you, depending on your financial circumstances. To make the correct choice, working with an experienced financial professional is imperative.

    Who needs senior life insurance?

    Everyone needs senior life insurance coverage! It really doesn’t matter if you are 26 or 76; you have a need for this important financial product.

    Why should you purchase senior life insurance?

    • Remove the burden of paying for funeral expenses from your family.
    • To cover the cost of living, such as tuition, food, and utility bills.
    • Pay off mortgages and other debts.

    There are many other reasons to buy senior life insurance. Talk to a Retirement Income Strategies senior life insurance professional today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.