• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Madison

    Our staff of life insurance specialists in Madison can help you through the unfamiliar process of selecting your life insurance policy. In order to choose the option that will work best for you, we’ll take your specific situation into consideration. Add a little extra stability to your future by calling us now.

    What is senior life insurance?

    Senior life insurance creates an agreement between an insurance provider and a customer. The insurance company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

    Universal & Term life insurance?

    Term life insurance means the owner of the policy is only required to pay for a specified time frame, and the benefit only lasts for a certain time.

    Conversely, universal or whole senior life insurance is guaranteed for the entire duration of the owner’s life. If set up correctly, these senior life insurance plans can provide quick access to needed funds, while also providing for tax-advantaged growth of wealth.

    Each type offers benefits. Call one of our Madison insurance professionals to learn which life insurance solution is best for you.

    What are the financial benefits of owning a senior life insurance policy compared to investing in other ways?

    The pluses and minuses of each investment program will be unique to you, depending on your financial situation. The most important thing to think about is selecting an experienced financial professional who will take care of your needs.

    Who needs senior life insurance?

    Every adult, no matter what age, has a need for senior life insurance.

    Why should you buy senior life insurance?

    • Remove the burden of paying for funeral costs from your family members.
    • To pay for living expenses, such as school fees, food, and bill payments.
    • Paying off debts that have been left behind, such as mortgages.

    These reasons are just the beginning. Talk to a Retirement Income Strategies senior life insurance professional today to learn more.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.