• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Senior Life Insurance in Madison

    Retirement Income Strategies is the solution if you want to find life insurance in Madison. Our life insurance professionals will help you find the best life insurance option for your specific situation. Contact us today to take steps towards improved financial security.

    About Senior Life Insurance

    Senior life insurance is a contract between an insurance provider and a customer which outlines each party’s obligation to one another. The insurance company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

    Term & Universal life insurance?

    With term life insurance, the policy owner pays for a certain amount of time and the benefits are only available for a set period.

    Conversely, universal or whole senior life insurance is guaranteed for the duration of the owner’s life. The benefits of this kind of senior life insurance include tax-advantaged growth of wealth and easy access to funds.

    Both kinds of senior life insurance have benefits. Speak with our licensed Madison senior life insurance professionals to learn about the best solution for you.

    How does senior life insurance compare to other investment options?

    Depending on our financial circumstance, there will be ups and downs for every investment plan. This is why choosing a financial professional is a necessity.

    Who needs senior life insurance?

    Every adult, no matter how old, has a need for senior life insurance.

    Why should everyone buy senior life insurance?

    • Remove the responsibility of paying for funeral expenses from your family members.
    • To pay for the expense of children that may still be living at home.
    • Pay off outstanding debts, such as mortgages.

    These are only some of the reasons why you need senior life insurance. Contact a Retirement Income Strategies senior life insurance professional to find out more about your options.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.