• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Variable Annuities in Madison, Wisconsin

    Have you started to develop a plan for your financial future? Do you know how you want to save for retirement? You can’t procrastinate these important decisions.

    But making the right decisions isn’t a piece of cake. There are many factors, short-term and long-term, that must be considered. At Retirement Income Strategies, we help people discover the answers to these and many other questions about annuities, life insurance, and other financial products. With a variable annuity, many of our clients have been able to get closer to financial stability.

    If you could have a retirement that was 100% secure financially, what would you do with it? This is more than just a fantasy. Retirement Income Strategies can help make this scenario become a reality.

    One great choice to plan for the financial aspect of your future are variable annuities. We understand that annuities may be unfamiliar to you, but that’s why we are here. Our financial professionals can show you what you need to know and help you make the right choice.

    Variable annuities

    It won’t be a surprise that there is a lot of uncertainty involved with variable annuities. There are many similarities between variable annuities and other annuities, like the option between regular payments or a lump sum and tax-deferred growth. But there are also some major differences.

    Variable annuities include a death benefit. If you die before the insurance company has begun making payments to you, your beneficiary will be given a specified amount.

    Variable annuities also mix features of mutual funds, life insurance, and tax-deferred retirement savings plans. Contact Retirement Income Strategies, Madison‘s trusted financial professionals, to learn more about available investment opportunities.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.