• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Are you preparing a strategy for your financial future? Have you decided how you want to save for retirement? You can’t procrastinate these important choices.

    Anyone that has been down this road before can tell you how draining it is. There are many different options to consider in order to do the right thing. At Retirement Income Strategies in Madison, we help people find the answers to these and other questions about annuities, life insurance, and other financial products. Variable annuities are one option that has helped us point many of our customers toward financial security.

    If you could have a retirement that was 100% financially secure, what would you do with it? It’s possible, and Retirement Income Strategies is here to help you achieve a retirement like this.

    Variable annuities are a terrific way to plan for the financial aspect of your future. As your financial professional, we want to reveal what annuities are all about without baffling you with massive equations.

    Variable annuities

    As you may have surmised, there is a lot of variability with variable annuities. This kind of annuity can either be paid for with a large payment or a series of smaller payments. This probably sounds exactly like fixed annuities, and there several parallels between the two (tax deferment, the choice of lump sums or regular payments, etc.), but there are major differences between the two kinds of investments.

    Variable annuities offer a death benefit. A specified amount of money will be given to your beneficiary if you pass away before you have received payments from your financial institution.

    There are more variables. Variable annuities mix elements of life insurance, tax-deferred retirement savings plans, and mutual funds. Call Retirement Income Strategies, Madison‘s trusted financial professionals, to learn more about available investment opportunities.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.