• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Have you started to plan your financial future? Do you know how you will save for your retirement? No matter who you are, now is the time to make these choices.

    That being said, making the right choices can be very difficult. There are many factors, short-term and long-term, that must be considered. The team at Retirement Income Strategies is here to simplify this process by providing information about annuities, life insurance, and other financial products. One resource that has helped many of our customers achieve financial stability is variable annuities.

    Imagine a financially-secure retirement, a future where you have the ability to pursue personal goals. It’s possible, and Retirement Income Strategies is here to help you achieve a blissful retirement.

    Variable annuities are a terrific way to plan for the financial aspect of your future. As your financial professional, we want to show you what annuities are without baffling you with complex equations.

    Variable annuities

    Variable annuities are a financial investment that are, well, variable. This kind of annuity can either be paid for with a large payment or a series of smaller payments. This may sound exactly like other annuities, and there several comparisons between the two (tax deferment, the choice of lump sums or regular payments are two examples, but there are huge differences between the two types of investments.

    Variable annuities offer a death benefit. A specified amount will be given to your beneficiary if you die before you have received payments from your financial institution.

    There are more variables. Variable annuities combine features of life insurance, tax-deferred retirement savings plans, and mutual funds. Call Retirement Income Strategies to learn more about available investment opportunities in Madison.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.