• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Have you started to plan a plan for|Are you in the midst of preparing a gameplan for} your financial future? Have you figured out how to save for your retirement? No matter who you are, now is the time to make these choices.

    Anyone that has been down this road before can tell you how tough it can be. There are several different options to consider in order to make the right choice. Retirement Income Strategies aims to help provide answers to these questions by guiding our clients in Madison to life insurance, annuities, and other financial products. With a variable annuity, many of our clients have been able to inch closer to financial stability.

    If you could have a retirement that was 100% financially secure, what would you do with it? This is more than just a fantasy. Retirement Income Strategies can help make this scenario become a reality.

    Variable annuities are a great investment for the future. We understand that annuities may be scary to you, but that’s why we are here. Our financial professionals can teach you what you need to know and help you make the right choice.

    Variable Annuities

    As you may have surmised, there is a lot of unpredictability involved with variable annuities. A variable annuity can either be paid for with a large payment or several smaller payments. This probably sounds exactly like other annuities, and there multiple parallels between the two (tax deferment, the choice of lump sums or regular payments are two examples, but there are big differences between the two types of investments.

    The death benefit found in variable annuities is one difference. This death benefit works by giving a specified amount to your beneficiary if you die before the insurer has made payments to you.

    There are more variables. Variable annuities combine features of mutual funds, life insurance, and tax-deferred retirement savings plans. To learn more about these unique investment opportunities, contact Retirement Income Strategies, Madison’s most trusted financial professionals.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events


    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.