• Discover the many opportunities available to help secure your financial future through the use of a comprehensive suite of investment and insurance products.

    At Retirement Income Strategies, we can help you determine a strategy appropriate for your financial situation.

  • Madison Variable Annuities

    Are you making a strategy for your financial future? Have you determined how you will save for your retirement? These are important choices and now is the time to make them.

    Anyone that has been through this process can tell you how difficult it can be. There are many factors, short-term and long-term, that must be taken into account. Retirement Income Strategies aims to help provide solutions to these questions by guiding our Madison clients to annuities, life insurance, and other financial products. With variable annuities, many of our clients have been able to inch closer to financial stability.

    Imagine a comfortable retirement, a future where you have the ability to travel, update your home and spend time with your family. This isn’t impossible. You can attain this type of life and Retirement Income Strategies can help make it a reality.

    Variable annuities are a great way to plan for the financial part of your future. We know that annuities may be frightening to you, but that’s why we are here. Our financial professionals can show you what you need to know and help you make the right choice.

    Variable Annuities

    Variable annuities are a financial investment that are, well, variable. This kind of annuity can either be paid for with a large payment or a series of smaller payments. This may sound just like other annuities, and there are many comparisons between the two (tax deferment, the choice of lump sums or regular payments are two examples), but there are big differences between the two types of investments.

    One difference is the death benefit that is part of variable annuities. If you pass away before the financial institution has begun making payments to you, your beneficiary will be given a specified amount.

    There are more variables. Variable annuities combine features of mutual funds, life insurance, and tax-deferred retirement savings plans. Contact Retirement Income Strategies to find out more about available investment opportunities in Madison.

    Kristian Finfrock


    Our founder and top financial professional, Kristian Finfrock, wants you to maintain a retirement savings that is not majorly impacted by today's volatile market. Contact us at 888.275.3935 to learn more.

    » Learn How

    Ed Slott’s IRA Corner

    Ed Slott runs the Elite IRA Advisor Group dedicated to spread the word about smart retirement strategies.

    Members of Ed Slott’s Elite IRA Advisor GroupTM are dedicated to being leaders in the IRA industry and protecting their clients’ families’ futures.

    » Learn More

    Upcoming Events

    Retirement planning is simple when you partner with the wealth management professionals at Retirement Income Strategies.

    Our retirement planning professionals offer a number of events to provide education and assistance with senior life insurance, financial planning, and more. Click below to view our upcoming calendar.

    » Calendar of Events

    At Retirement Income Strategies, helping you meet your financial needs is our FIRST priority

    Contact us at info@ri-strategies.com or call us at 888.275.3935 to schedule a time to discuss your financial situation and the potential role of insurance or investments in your financial strategy.